8889 Fort Jefferson Blvd, Orlando, FL 32822
4 beds · 2 baths · 1,952 sqft sqft
Can you feel the shift? We can, which is why we chose NOW to list this one of a kind home for you to explore and make it your own. Now is the time to take advantage of lower interest rates and before the mad rush that always comes just after the holidays. The owners have poured over the details to roll out the red carpet for your experience. They think of all the things they'd like to see in a home and have saved you the cost and time of doing them. First time home buyers, down sizers and everyone in between will find this house is just what you've been looking for. So let us pull back the curtain and welcome you into a home that we are proud to have you take a tour. UPGRADES Front Yard: New light fixtures, fresh landscaping, irrigation system zoysia sod installation. Widened driveway. Whole house new windows 2024. Newer HVAC unit from 2021. Living room /foyer freshly painted, automatic shades, ceiling speakers, new ceiling fans/light, 2 smart light switches. Garage – side mount silent door opener smart with battery back up, insulated garage door, 3 additional outlets for power tools (20 amps each). New water heater with room cooling device, 2 smart light switches. Laundry room – extra shelving, new smart light switch. Kitchen – new smart wifi, new microwave, 1 smart light switch, freshly painted. Dining room – new sliding doors, freshly painted. Guest bathroom – Entirely renovated. Master bathroom – newly renovated – new toilets, new tub, vanity, sinks slylight, 8’ shower, dimmer switch. Master bedroom and 3 other bedrooms – new Pergo flooring, freshly painted, new ceiling fans with remote controls. Backyard/pool – new salt water filtration system, solar heated, newly resurfaced pool with new tiles. Fenced yard with 3 gates that lead to the pond. New paved back yard. Three organic garden beds, papaya tree with fruit growing after just a few months!! Butterfly garden, xeroscaped, new drain strips, dual water meters one for garden and pool with extra spigots/irrigation box.
Source: STELLAR #o6256909
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6256909
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6256909
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.