8878 S Zante St, Aurora, CO 80016
4 beds · 4 baths · 3,501 sqft
If you've never been to this neighborhood, you'll will be glad you discovered it once you see it in person. Inspiration is an amazing neighborhood with tree-lined streets, multiple amenity-filled parks unlike any other (including a concert venue, a private off-leash dog park and a hops garden), community pool and an activity schedule that has something for everyone. Inside this wonderful home you will fall in love with the open, spacious floor plan graced with an abundance of natural light throughout, making the most of Colorado’s 300+ days of sunshine. This home lives large, with every necessary space plus a few bonus areas: a loft for a second living space; a main floor home office; a bonus workspace and butler pantry off the kitchen; an unfinished garden level basement; and a covered deck overlooking the expansive back yard. You’ll also benefit from ease of maintenance and low utility / water costs thanks to the rooftop solar system, a dual HVAC system and thoughtful landscaping. Nestled on a West-facing, over-sized lot, the sun melts the driveway snow while the East-facing back deck and yard benefit from natural afternoon & evening shade. This is an amazing opportunity to live in a beautiful home AND benefit from incredible amenities as well as proximity to two nearby town centers offering a myriad of entertainment, shopping, restaurants, theaters & more. As much as you will love this home, you’ll adore the community atmosphere. Offering a small town’s worth of amenities, Inspiration is an amazing neighborhood.
Source: RECO #8099078
Interest rate and monthly payment estimated based on public records.
Source: RECO #8099078
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #8099078
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