887 SW 6th Ave, Williston, FL 32696
4 beds · 2 baths · 1,780 sqft
One or more photo(s) has been virtually staged. Welcome to your dream home! This well-maintained 4-bedroom, 2-bathroom home is located in a highly sought-after neighborhood in the quaint town of Williston. Featuring 1,780 square feet of living space, this home boasts modern upgrades including a new roof, new luxury vinyl plank flooring, and a new tankless electric hot water heater. The nearly full-length enclosed back porch adds 320 square feet of relaxed living space, perfect for enjoying the peaceful surroundings. Key Features of the home include 4 spacious bedrooms with ample closet space, a master with a built-in, lighted vanity, 2 full bathrooms with grab bars and bidets, a master bath with a walk-in shower, a nicely-appointed kitchen featuring stainless steel appliances, a 30-cu ft 2023 refrigerator, plentiful countertops and an ample pantry. The living room is large and airy with plenty of light. The windows are both insulated and tinted and they have been outfitted with custom blinds. The living room and each bedroom are equipped with ceiling fans operated with remote controls. The 2-car garage comes with a cement driveway and extra off street parking. The home includes smart home technology including an Eco-B energy-efficient thermostat, app-controlled via smartphone. There is a deep sink in the laundry room along with a newer washer & dryer set, and even a kitty door. In the two-car garage you will find the attic access, extra overhead garage shelving, an extra refrigerator, a water softener and an overhead garage door opener. Outdoors, you will find a very large, fenced back yard with 4-board no-climb fencing. There are both drive-through and walk-through gates. The oak-shaded lawn in the backyard has nice areas for grilling, a lounge space, and a fire pit—ideal for entertaining (current owners even had their wedding here!) Minutes from shopping, dining, and good schools, this home is perfect for anyone looking for a slice of paradise in an in-town, vibrant, yet quiet community.
Source: STELLAR #om687432
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #om687432
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #om687432
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.