8850 17th Avenue Cir NW, Bradenton, FL 34209
4 beds · 4 baths · 3,410 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Tucked within the highly sought after community of Wisteria Park, this thoughtfully designed 4BD/4BA residence offers a lifestyle of comfort and sophistication with space for everyone to spread out and enjoy. From the moment you step inside, your eye is drawn to the open living space, soaring 12ft ceilings, sparkling caged pool and spa, and a series of sliding glass doors that flood the home with natural light. The kitchen is a true gathering space, open to the family room and featuring a large island, gas cooktop, double ovens, stainless steel appliances, a walk-in pantry, with a breakfast bar and a cozy nook for morning coffee. Entertaining flows effortlessly from the main living areas to the stunning lanai, where a new outdoor kitchen takes center stage complete with grill, beverage center, ice maker & sink, making it the perfect setup for weekend grilling, al fresco dining or watching the game poolside. A wall of pocketing sliders in the family room connects the indoors with the outdoors for seamless living. Working from home is easy with a dedicated study that enjoys views of the pool and lush backyard landscaping. This space could easily be converted to a 5th bedroom as well. The primary suite offers its own private retreat, with French doors opening to the lanai, two walk-in closets, and a spa-like bath featuring a soaking tub, walk-in shower, and dual vanities. Upstairs, a spacious bonus room with its own en-suite bath, wet bar, and mini-fridge offers incredible flexibility as a separate living space which is currently the use or create an additional master suite or in law space. Peace of mind comes with hurricane screens and impact garage doors, along with a full security system for added comfort. This property is not located in a flood zone giving even extra peace of mind. Additional highlights include tray ceilings, crown molding, and a 3-car garage. There also is a community pool and playground too! Mature landscaping and a peaceful setting complete this exceptional home in one of NW Bradenton’s premier neighborhoods. Easy stroll to Robinson Preserve Palma Sola Botanical Park, Geraldsons Farm and the Manatee River. This is an exceptional location for everything NW Bradenton has to offer.
Source: STELLAR #A4646237
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #A4646237
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.