8846 Chavez Path, San Antonio, TX 78254
4 beds · 4 baths · 3,649 sqft
Welcome to this beautiful two-story, 4-bedroom plus study, 3.5-bath home, boasting 3,649 square feet of thoughtfully designed living space. Step inside to an inviting foyer that leads to a dedicated study and a convenient powder room. The spacious living room seamlessly flows into an open-concept eat-in kitchen, perfect for entertaining. The kitchen features elegant granite countertops, a central island, 42" upper cabinets, and modern stainless steel appliances. From the kitchen, step out onto a large covered patio, ideal for gatherings with family and friends. The primary suite is conveniently located off the living room, featuring a luxurious bath and a generous walk-in closet. Upstairs, you'll find a versatile open loft, a private media room, three additional bedrooms, and two full bathrooms, ensuring plenty of space for everyone. This home boasts numerous upgrades, including bead board in the entryway, built-in bookshelves in the office, a remodeled pantry and closet, a Murphy bed in the media room, six ceiling fans, new tall toilets, garage ceiling storage, and attractive xeriscaping with rocks. An extension to the back porch provides extra outdoor space. For added convenience, the home is wired for a whole-house generator and includes a 30-amp plug in the garage for a camper or electric car charger. Enjoy the benefits of solar panels with an assumable loan. The community offers unparalleled amenities, including two pools, a splash pad, a playground, a park, tennis and basketball courts, a fishing pier, and so much more! Don't miss the opportunity to make this stunning home yours!
Source: SABOR #1817452
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1817452
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1817452
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.