882 Counts Crest Cir, Apopka, FL 32712
5 beds · 4 baths · 4,163 sqft
Are you a growing family or do you have a multi-generational household? Then, this is the home for you!! With 6 bedrooms, an office, loft and bonus room there is plenty of space for everyone to be happy! This Meritage home has been professionally designed with hand painted accent walls, beautiful crystal chandeliers and custom closets. The heart of the home is the gourmet kitchen with custom granite, bar top seating, and a walk in pantry. This home has so much natural light and an open feel with the tall ceilings. Downstairs you have a bedroom/bath and bonus room if you have guests or a family member that can't climb stairs. The bonus room could also be a second living space, gym or additional bedroom. Upstairs, in the huge owner’s suite, you will find a dream closet, dual vanities, walk-in shower, and a luxurious soaking tub. The office, oversized loft, laundry room and additional bedrooms are spread throughout the second floor. French doors will access your large-covered lanai in the back yard (that has plenty of room for a pool) and is fenced on two sides already. There is a tandem 3-car garage for all your cars/toys and A/C was replaced in 2023. This home is energy efficient and includes spray form insulated block walls, weather-sensing irrigation, an energy star thermostat and dual pane windows that can help save you money. The community of Lake Todd Estates is nestled at the southern edge of the Wekiva Springs State Park; it's an outdoor enthusiasts dream with biking, camping, fishing, kayaking and more just outside your door. If you are a golf buff, the community is adjacent to Errol Estate Golf & Country Club which is open to the public and presents 18 holes. To top it off, there is a wealth of new shops and restaurants nearby along Highway 441. I-4 and SR 429 are a located within few miles for easy access into downtown Orlando. Schedule your private showing today!
Source: STELLAR #O6297069
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6297069
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.