882 Counts Crest Cir, Apopka, FL 32712
5 beds · 4 baths · 4,163 sqft
Welcome home to this remarkable Executive Home, located in the highly sought-after Lake Todd Estates. You will not want to miss this well-kept 5-bedroom, 4-bathroom home nestled in the heart of Apopka, along the southern edge of the Wekiva Springs State Park! This home has been tastefully designed, it features a functional and spacious floor plan, ample amount of natural light and beautiful upgrades which includes ceramic tiles and wood flooring through-out the first floor. As you enter through the front door, you will be greeted with an impressive entryway illuminated by a gorgeous chandelier trimmed with crystals and soaring high ceilings! The first floor exhibits a formal living & dining room, media/theatre room, guest bedroom suite with a walk-in closet and a three-car tandem garage. The heart of the home boasts an elegant kitchen and a bright & airy family room which features French doors that allow direct and seamless access to a large-covered lanai. The kitchen features stainless steel appliances, granite countertops, 42’ cabinets and plenty of countertop and cabinet space, which all converge to the ideal space for preparing meals and creating a welcoming and memorable space for family and friends! As you ascend to the second-floor, retreat to the owner’s suite, where you will be pleasantly surprised by the display of an abundance of space and additional features which include a walk-in closet outfitted with custom cabinetry, dual vanities, a walk-in shower, and a luxurious soaking tub. Additional upstairs interior highlights include 3-remaining bedroom suites all featuring walk-in closets, office/flex space, oversized loft, spacious laundry room and a plethora of extra closet/storage space through-out the home. The community is centrally located to major highways, shops, restaurants, 35 minutes to the international airport, 30 minutes to the area theme parks, and 30 minutes to downtown Orlando. A must see!
Source: STELLAR #o6214067
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6214067
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6214067
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.