8816 Cadhay Dr, Hudson, FL 34667
3 beds · 2 baths · 1,742 sqft
Must see this gorgeous and well maintained home.Split plan design for privacy. 3 bedroom ,2 bath, 2 car garage plus pool. Move in Ready. Exterior has been freshly painted. New French double entry doors replaced 2024. As you enter the home you will be greeted into the Great room that has vast space to entertain and Dinning room for a formal dining that views in to the Pool and patio. Enjoy swimming in the six feet deep solar panel heated pool that has been totally re-screened and freshly painted deck for year-round enjoyment. Kitchen was updated with premium vinyl flooring and offers granite countertops, updated cabinets, stainless steel appliances, breakfast bar, and breakfast nook. Laundry room holds a counter space with utility sink, a pair of matching LG washer and dryer that convey, Laundry room and hallways were updated with premium vinyl flooring. All ceiling fans have been replaced through out the home. Master bedroom opens to a view of the pool from the back window. Master bathroom includes a garden tub, walk- in shower, stall with ledge seating, dual sinks, granite countertops, and walk-in closet. The two other guest rooms have been updated with premium vinyl flooring. Guest bathroom has new vanity set, Garage floor was freshly painted with plenty of space for workshop and tools. New outdoor security lights. Landscaping is well maintained. Backyard offers privacy via perfectly trimmed bushes to 7 feet height. Well irrigation system, Water softener, HVAC replaced in 2019 with new ductwork. Quiet and Friendly neighborhood. Golf and Country Club is located across the main road. Clubhouse offers Pool, Tennis, golf course, playground, and much more. Located close to all Shopping, Restaurants, Schools, Hospitals, and Major Highways, Don't miss this opportunity. MOTIVATED SELLER.
Source: STELLAR #W7871399
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #W7871399
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #W7871399