8806 Swan River St, Littleton, CO 80125
4 beds · 3 baths · 2,271 sqft
Nestled in the charming community of Sterling Ranch, this beautiful two story masterfully combines modern elegance w/ a warm ambiance. Spanning over 3,300 sqft, this spacious residence offers ample room for relaxation & entertaining. As you approach, you’ll be welcomed by a beautifully landscaped exterior & a cozy front porch. Upon entering, the open-concept design unfolds, seamlessly connecting the living areas. A main floor office off the entryway provides an ideal workspace with lovely neighborhood views, while the bright living room, featuring large windows, invites natural light into the space. The heart of the home is the gourmet kitchen, equipped w/ stainless steel appliances, generous counter space, a walk-in pantry, & sleek modern cabinetry. Perfect for everything from casual meals to dinner parties. The adjoining dining area is ideal for family gatherings & celebrations. Retreat to the tranquil primary suite, a spacious oasis complete with a luxurious 5-piece en-suite bathroom, featuring a soaking tub, dual sinks, & a walk-in shower. The additional bedrooms are generously sized, ensuring comfort & privacy, while the upper-floor laundry adds convenience to daily tasks. The unfinished basement presents a blank canvas for customization, complete w/ a rough-in bath & an egress window, allowing for the potential addition of another bedroom. Step outside to the backyard, featuring a beautifully landscaped yard, ample space for outdoor activities, a covered expanded patio, & a fire pit. Enjoy summer barbecues or peaceful evenings under the stars, all while benefiting from low-maintenance artificial grass. Sterling Ranch is a vibrant community set against the scenic foothills of Colorado, blending modern living w/ natural beauty. With extensive parks, trails, & open spaces, residents embrace an active lifestyle amidst stunning landscapes. Convenient access to shopping, dining, & highways ensures you enjoy the best of both suburban tranquility & urban convenience.
Source: RECO #5589271
Interest rate and monthly payment estimated based on public records.
Source: RECO #5589271
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #5589271
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