88 Boulder View Dr, Dallas, GA 30157
5 beds · 4 baths · 3,500 sqft sqft
Discover this beautifully maintained home situated on a sprawling 0.83-acre corner lot in the desirable Georgian Park community, offering space, style, and versatility with no HOA! A welcoming front porch invites you in, leading to a grand 2-story foyer that creates a luxurious first impression. The main level boasts a separate dining room that seamlessly flows into the kitchen, which features white cabinets, granite countertops, an island, and a cozy breakfast area. Relax in the fireside family room, complete with built-in bookshelves, or handle your daily tasks with ease in the main-level laundry room and half bathroom. Upstairs, the primary suite offers tray ceilings, a spa-like ensuite with double vanities, a separate shower and soaking tub, and a walk-in closet. Three additional secondary bedrooms share a full bathroom on the upper level. The fully finished basement is ideal for an in-law suite or private retreat, offering a second kitchen, a living room, a bedroom, a bonus/storage room, a full bathroom with a laundry area, and private access to the covered patio. Outdoor living is a breeze with an uncovered deck off the main level and a partially covered patio below, perfect for relaxing or entertaining. The fenced-in backyard features fresh sod, a new firepit area, two outbuildings for storage, and ample green space. Additional highlights include an attached 2-car garage with newer epoxy flooring, fresh interior paint throughout, and recent maintenance on major systems. With no HOA, this home provides the freedom and flexibility you desire. This one wonCOt last longCoschedule your showing today!
Source: GAMLS #10399775
Interest rate and monthly payment estimated based on public records.
Source: GAMLS #10399775
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #10399775
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.