88 BOULDER VIEW DR, Dallas, GA 30157
Come check this Beautiful home out today. Your life in this stunning 5-bedroom, 3.5-bathroom home in the sought-after South Paulding community Georgian Park promises to be one of comfort, convenience, and joy. The large corner lot with its meticulously landscaped yard provides a picturesque setting, while the absence of HOA fees ensures freedom and flexibility. As you approach, the inviting front porch with its rocking chairs sets the tone for relaxation and community. Stepping inside, the fresh interior paint and luxurious vinyl plank (LVP) flooring create a modern and welcoming atmosphere. The open family room, featuring a cozy fireplace flanked by built-in shelving and cabinets, is the perfect spot for gatherings and quiet evenings alike. The kitchen is a chef's dream, with a working island, granite countertops, and stainless-steel appliances, making meal preparation a delight. The upper level offers a tranquil retreat in the primary suite, complete with a separate sitting area, tray ceiling, and a luxurious ensuite bathroom with a tiled shower, garden tub, dual vanity, and walk-in closet. Three additional guest rooms with closet systems and another full bathroom with tile flooring provide ample space for loved ones and guests. The fully finished basement opens up endless possibilities, whether you use it as an in-law suite, rental unit, or additional living space. It features LVP flooring, a full kitchen with stainless steel appliances, a daylight bedroom, a full bathroom, and a flex-room perfect for an office, home gym, or media room. The private exterior entry leads to a beautifully updated fenced-in backyard with new retaining walls, a paver patio, a newly sodded yard, a brand-new fire pit, and a designated area for pets. This home at 88 Boulder View Drive is more than just a place to live; it's a place to create lasting memories and enjoy a high quality of life. From the charming details to the practical amenities, every aspect of this property has been designed with care and attention, offering a truly exceptional living experience. Offering 1-year Buyer's Premier Coverage home warranty at closing.
You may be able to put down less than the total down payment amount of $169,586 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #7399555
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.