8796 Christie Dr, Largo, FL 33771
2 beds · 3 baths · 1,205 sqft
One or more photo(s) is virtually staged **SPRING SPECIALS** SELLER IS OFFERING $5000 FOR BUYER'S CLOSING COST & ONE YEAR HOME WARRANTY** Discover your new move in ready Home in this Charming Community of Seminole Palms, located in the heart of Largo & Seminole and between St. Pete and Clearwater. THIS IS NOT FLOOD ZONE (X, EVACUATION D), NO AGE RESTRICTIONS, PET FRIENDLY (2 PETS) & LEASING ALLOWED, 2 ASSIGNED PARKING AND PLENTY OF ADDITIONAL GUEST PARKING. These lovely townhomes have NO ASSESSMENT, NEW ROOF (2021) LOW MAINTENANCE HOA FEE $440 PER MONTH AND COVERS (paying quarterly) ***CABLE TV, INTERNET, (High speed Internet & Digital Cable) WATER, TRASH, SEWER, HEATED POOL, LAWN CARE, PEST CONTROL and all EXTERIOR & GROUND MAINTENANCE. It features 2 BEDS/2.5 BATHS OVER 1205 SQFT / HURRICANES SHUTTERS. LOW ELECTRIC BILL AND THE HOME INSURANCE UNDER $1400/ YEAR. It offers a comfortable floor plan, formal living room, large Kitchen with Pantry, Breakfast Bar & a big dining room with extra storage. NEW PAINT THROUGH-OUT THE ENTIRE HOUSE, NEW LUXURY VINYL PLANK FLOORING INSTALLED, both Primary & Second bedroom have WALK IN CLOSETS and ENSUITE BATHROOMS. It has 10" high vaulted ceilings, NEW WASHER & DRYER. What makes more attractive for this home is the front porch that not all the townhomes have in this community and the patio on the back with pavers surrounded BY A FULL PRIVACY WITH NO NEIGHBORS IN REAR. YOU CAN ADD THE GAZEBO, THE BARBECUE GRILL and enjoy the lovely Florida weather. Just down the street you will find The EAGLE PARK with PLAYGROUND which INCLUDES THE WALKING NATURE TRAILS through - out the park, Dog Park, Picnic Shelters and the Fishing Ponds, the famous LARGO CENTRAL & WALSINGHAM PARK, Public Library, Performing Arts and the LARGO MALL with all the Stores, Shopping & Dining, Publix and Starbucks close by. Centrally located between the most desirable New Seminole City with a movie theater and 15 minutes from Indian Rock Beach, 20 min from Tampa airport and 10 min from Clearwater Airport this makes this gorgeous community really high demand to live in. With the best rated schools, the prime location, this place is a must see! BRING ALL THE OFFERS!
Source: STELLAR #TB8371182
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #TB8371182
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.