8769 VIKING LN, Lakeland, FL 33809
LISTED BELOW APPRAISED VALUE!!! Introducing 8769 Viking Ln., Lakeland, FL 33809 - a meticulously crafted oasis nestled in a NO HOA community. This 3 bed, 2 bath FULLY RENOVATED pool home is situated on a spacious .52-acre lot with NO REAR neighbors. The extended driveway offers ample space for parking your boat or RV, making this property ideal for outdoor enthusiasts. This stunning property boasts a blend of beachy rustic vibes and sleek industrial finishes, offering a unique and inviting atmosphere. Step inside to discover a fully remodeled kitchen adorned with SOFT-CLOSE REAL WOOD CABINETS, $4000 QUARTZ countertops, SLATE appliances, and a tile backsplash that elegantly complements the new molding. Enjoy the convenience of a POT FILLER above the oven, perfect for culinary aficionados. Experience luxury at its finest with fully remodeled bathrooms featuring GRANITE counters, stone and tile accents, creating a spa-like ambiance. Double head + rain shower feature in the Master bathroom. Embrace flowing natural light and energy efficiency with all-new double pane in-tilt windows throughout the house, enhancing both aesthetic appeal and functionality. The property also showcases brand new flooring, including vinyl in main living areas and plush carpeting in bedrooms, along with new baseboards, paint, and a double door front entry that adds to the home's class and charm. Practical upgrades abound, including a NEW HOT WATER HEATER, a BRAND NEW ROOF, and a whole house WATER FILTRATION AND SOFTENER SYSTEM for enhanced comfort and convenience. Security is paramount, with a comprehensive ADT security system featuring cameras for peace of mind. Truly so much love and design has gone into this home with no detail left behind. Don't miss the opportunity to make this dream home YOUR reality - schedule a showing today and experience the epitome of modern luxury living in Lakeland, Florida.
You may be able to put down less than the total down payment amount of $244,301 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #l4942668