8769 Viking Ln, Lakeland, FL 33809
3 beds · 2 baths · 1,622 sqft
NEW LISTING PRICE = INSTANT EQUITY 8769 Viking Lane is a FULLY RENOVATED 3-bed, 2-bath pool home in a **NO HOA** community, offering the perfect blend of modern luxury and rustic charm. Situated on a spacious .52-ACRE LOT with no rear neighbors, this home is ideal for those seeking privacy and outdoor living. The extended driveway accommodates both **boat and RV parking**, making it perfect for adventure enthusiasts. Key highlights include: - 2022 Full Kitchen Remodel: Soft-close real wood cabinets, $4,000 quartz countertops, slate appliances, a pot filler, and a stunning tile backsplash that complements the new molding. - Bathrooms Remodeled in 2022: Granite counters, stone and tile accents, double shower heads, and a luxurious rain shower feature in the master bathroom. - Brand New Roof installed January 2024. - Septic Pumped in 2024. - 2022 Culligan Water Softener & Filtration System. - Energy-Efficient 2022 Double-Pane Windows for natural light and enhanced comfort. - New Vinyl Plank Flooring (2022) in main areas and plush carpeting in the bedrooms. - 2022 Hot Water Heater for peace of mind. Step outside to your private oasis, perfect for relaxing or entertaining, and experience the best of Lakeland living. With a mix of beachy rustic vibes and industrial finishes, this home offers something truly special. Listed Below Appraised Value!** Schedule your showing today and make this dream home your reality..
Source: STELLAR #l4942668
Source: STELLAR #l4942668
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #l4942668
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.