8762 Tuscany Isles Dr, Punta Gorda, FL 33950
3 beds · 2 baths · 1,495 sqft
Discover the perfect blend of comfort and elegance in this 3-bedroom, 2-bath, 2 car garage villa, located in the serene gated community of Tuscany Isles, Punta Gorda. From the moment you step inside, you'll be captivated by the abundant natural light and the inviting ambiance that fills the beautifully appointed living spaces with 9'4" ceilings and beautiful wood tile flooring. Designed with a thoughtful split floor plan, this home offers both privacy and functionality, making it ideal for relaxing or entertaining. The open layout seamlessly connects the living, dining, and kitchen areas, creating a harmonious flow that’s perfect for hosting gatherings or enjoying quiet moments. Culinary enthusiasts will appreciate the modern kitchen, complete with high-quality Whirlpool stainless-steel appliances, granite countertops, Oak/Birch 36" recessed panel cabinets, a convenient breakfast bar with stylish pendant lighting and is open to the living space. Retreat to the spacious master suite, a true haven with a large walk-in closet and en-suite bathroom that provides a tranquil escape after a long day featuring a tiled walk-in shower with glass door and granite top vanity with dual sinks. Family and friends alike will appreciate the guest area with two guest bedrooms along with a full guest bath that is tucked away from the living area ensuring privacy for all. Step outside to the screened lanai and savor your morning coffee or dine alfresco while basking in the Florida sunshine. The outdoor space is perfect for relaxing and enjoying the serene surroundings. Tuscany Isles offers resort-style amenities that enhance your lifestyle, including a sparkling pool, sun-drenched sundeck, and a welcoming clubhouse overlooking a picturesque community lake. Enjoy a maintenance-free lifestyle with low quarterly HOA fees, allowing you more time to indulge in the community's amenities and vibrant social scene. Beyond the gates, explore the charm of downtown Punta Gorda with its unique shops, local eateries, and cultural attractions. Outdoor enthusiasts will find plenty to do, from boating and fishing to golfing. Convenient access to I-75 also means Fort Myers and Sarasota are just a short drive away. Don’t miss out on this opportunity to own a slice of paradise. Schedule your private showing today and start living the Florida lifestyle you’ve always dreamed of!
Source: STELLAR #c7496574
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7496574
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7496574
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.