8734 Moonlit Meadows Loop, Riverview, FL 33578
2 beds · 3 baths · 1,260 sqft sqft
Discover your sanctuary in this delightful 2-bedroom, 2.5-bathroom with attached garage townhome nestled within the serene community of Eagle Palms. The first floor features an inviting open-concept layout, where the living room, dining room, and kitchen seamlessly blend, creating a perfect space for relaxation and entertaining. Step through the sliding doors in the dining room to your private brick paver patio—ideal for summer BBQs. The kitchen area features stainless steel appliances and a walk-in pantry closet. The deep ebony shaker-style cabinets, adorned with elegant crown molding, provide both ample storage and a touch of sophistication. Enjoy the beautiful solid surface countertops, complemented by a matching backsplash that adds a seamless look to the room. The inviting breakfast bar is perfect for casual meals and entertaining, while the open layout allows you to overlook the dining and living areas, making it easy to stay connected with family and friends. This kitchen is not just a cooking space; it’s the heart of your home! Upstairs, you’ll find the spacious primary bedroom, complete with a generous walk-in closet, alongside a second bedroom, both featuring en-suite bathrooms for added convenience. The laundry and linen closets are thoughtfully located nearby, making everyday tasks a breeze. Natural sunlight pours through the home's expansive windows, enhancing the warm and inviting atmosphere. Recent updates include fresh exterior paint and a brand new roof and water heater installed in 2024, ensuring peace of mind for years to come. As part of this gated, 24/7 monitored community, residents can enjoy access to a sparkling community pool, perfect for cooling off on warm days. Experience the privacy and tranquility of this charming townhome—schedule your tour today and envision your new lifestyle in Eagle Palms!
Source: STELLAR #c7498525
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #c7498525
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #c7498525
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.