8727 Capstone Ranch Dr, New Port Richey, FL 34655
4 beds · 3 baths · 2,061 sqft
Under contract-accepting backup offers. ** HUGE PRICE ADJUSTMENT** True trinity treasure can be found in this newly built 4 bedroom, 3 bathroom + 2 car garage home spanning over 2,061 of living square feet. This home is perfectly situated on a PREMIUM HOMESITE with sparkling POND VIEWS! The pavered driveway & upgraded landscaping greets you and custom glass leaded front door welcomes you. The elegant foyer is accented with custom wainscoting. This open floor plan lives large and designer tile flooring flows throughout the living areas. The kitchen is a chef's delight and boasts rich expresso cabinetry, gleaming granite counters & stainless steel appliances. The dining room & family room are spacious & offer rich crown molding, neutral tile flooring & views of gorgeous pond views. The owner's suite is pampering and features custom tray ceiling, pond views & en suite bath is luxurious offering walk-in closet with NEW custom built-ins, his/her granite vanities, relaxing garden tub and large custom walk-in shower. The laundry room is roomy and is equipped with NEW custom cabinetry. The secondary bedrooms are all generously sized and feature newer laminate flooring. There are 2 guest bathrooms & a drop zone that completes this amazing floor plan. Enjoy the Florida sun in your completely fenced, tropical back yard which is enhanced with new lush landscaping, brick pavered area & enjoy serene pond views or enjoy your private screened lanai. This 2020 built home has much to offer its new owner. NEW water softener, NEW custom laundry room, NEW owner's suite custom closet w/organizer, NEW solar tubes (for added light), NEW brick pavered back yard, NEWLY fenced back yard, hurricane shutters, custom wainscoting in main areas, custom crown molding, custom lights & fans and so much more! Conveniently located in TRINITY close to everything; many shops, restuarants, medical facilities, Trinity Hospital, short drive to beautiful local beaches, Tampa International Airport & St. Pete/Clearwater Airport. Zoned for EXCELLENT TRINITY SCHOOLS - walk to Seven Springs Middle or J.W. Mitchell High! Walkable distance to the YMCA of Trinity. Bryant Square community is a community enriched neighborhood offering its residents community pool, clubhouse, dog park, playgrounds & more. Start living the Florida Dream today! BEST Bryant Square VALUE!!
Source: STELLAR #w7867399
Source: STELLAR #w7867399
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7867399
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.