8727 CAPSTONE RANCH DR, New Port Richey, FL 34655
** HUGE PRICE ADJUSTMENT** True trinity treasure can be found in this newly built 4 bedroom, 3 bathroom + 2 car garage home spanning over 2,061 of living square feet. This home is perfectly situated on a PREMIUM HOMESITE with sparkling POND VIEWS! The pavered driveway & upgraded landscaping greets you and custom glass leaded front door welcomes you. The elegant foyer is accented with custom wainscoting. This open floor plan lives large and designer tile flooring flows throughout the living areas. The kitchen is a chef's delight and boasts rich expresso cabinetry, gleaming granite counters & stainless steel appliances. The dining room & family room are spacious & offer rich crown molding, neutral tile flooring & views of gorgeous pond views. The owner's suite is pampering and features custom tray ceiling, pond views & en suite bath is luxurious offering walk-in closet with NEW custom built-ins, his/her granite vanities, relaxing garden tub and large custom walk-in shower. The laundry room is roomy and is equipped with NEW custom cabinetry. The secondary bedrooms are all generously sized and feature newer laminate flooring. There are 2 guest bathrooms & a drop zone that completes this amazing floor plan. Enjoy the Florida sun in your completely fenced, tropical back yard which is enhanced with new lush landscaping, brick pavered area & enjoy serene pond views or enjoy your private screened lanai. This 2020 built home has much to offer its new owner. NEW water softener, NEW custom laundry room, NEW owner's suite custom closet w/organizer, NEW solar tubes (for added light), NEW brick pavered back yard, NEWLY fenced back yard, hurricane shutters, custom wainscoting in main areas, custom crown molding, custom lights & fans and so much more! Conveniently located in TRINITY close to everything; many shops, restuarants, medical facilities, Trinity Hospital, short drive to beautiful local beaches, Tampa International Airport & St. Pete/Clearwater Airport. Zoned for EXCELLENT TRINITY SCHOOLS - walk to Seven Springs Middle or J.W. Mitchell High! Walkable distance to the YMCA of Trinity. Bryant Square community is a community enriched neighborhood offering its residents community pool, clubhouse, dog park, playgrounds & more. Start living the Florida Dream today! BEST Bryant Square VALUE!!
You may be able to put down less than the total down payment amount of $214,506 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #w7867399