8726 Holman Cir, Arvada, CO 80005
4 beds · 3 baths · 3,600 sqft sqft
We are proud to present this lovely ranch patio home backing to walking trails with VIEWS in one of West Arvada's most desirable neighborhoods, Whisper Creek. This is a stunning area w/ ample green space & amazing mountain views. Fully paid solar included. Home offers an open floorplan with hardwood floors on much of the main level & tastefully updated! Family room is pouring w/ natural light, high ceilings & cozy gas log fireplace w/ eye catching mantel/hearth! Gourmet kitchen features large peninsula, maple cabinets w/ granite counters, S/S appliances, large pantry, gas oven/range & beautiful nook/morning room! Slider glass doors to large back deck and mountain views! Home office w/ french doors is the ideal to work from home. Main floor laundry room with appliances included, offers great functionality. Private primary bedroom w/ volume ceilings, extensive wood flooring flowing into a gorgeous ensuite 5-piece bath with dual sinks, shower enclosure & huge walk-in closet! Great curb appeal with 3 car tandem deep garage. Stunning front entrance with stamped concrete covered patio & security door! Shaded covered rear deck with lower covered patio as well. Grounds covered by HOA with low maintenance and boasts an amazing setting great for entertaining! Spacious secondary bedroom with adjacent full tub/shower bath. Fully finished basement with an additional 2 bedrooms, slider glass doors to back covered patio & large rec room. Massive storage room. Live close to shopping, dining, outstanding JeffCo schools, trails & easy access to Denver/Boulder. Community offers a lap pool and kiddie pool with zero entry, clubhouse, small ponds, 2 playgrounds, gazebos, a nature walk with small amphitheater, tennis/pickleball courts, baseball diamond & paved walking trails throughout the community. You're a short bike ride to Standley Lake regional park, with small beach area, camping teepees and non-motorized boating for recreation! Don't miss this amazing home in an amazing community!
Source: RECO #3872274
Interest rate and monthly payment estimated based on public records.
Source: RECO #3872274
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step. Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #3872274
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