VA loan
1 of 38
VA loan

8722 Brunswick Forest Dr, Bartlett, TN 38133

3 beds · 3 baths · sqft

This exceptional 2,940-square-foot home offers three bedrooms and three and a half bathrooms, thoughtfully designed to provide both comfort and sophistication. Stacked with modern upgrades throughout, this home showcases the perfect blend of contemporary amenities and practical living spaces. The generous floor plan creates an inviting atmosphere, with well-proportioned rooms that flow seamlessly from one to another. Situated in a prime location, this property benefits from its proximity to notable attractions and essential amenities. Outdoor enthusiasts will appreciate the thoughtfully designed exterior spaces, perfect for relaxation or entertainment. The property's setting within the Brunswick Forest community offers a peaceful environment while maintaining easy access to urban conveniences. This meticulously maintained home represents an exceptional opportunity to own a spacious, updated residence in one of Bartlett's most convenient neighborhoods.

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$2,023
Principal & interest
$1,483
Mortgage insurance
-
Property taxes
-
Home insurance
-
HOA fees
-
Utilities
Not included

Source: Public records

Home details
Lot size
0.16 acres
Year built
2006
Type
Single Family Residence
HOA dues
$14.58

Source: MEMPHISTN #10191066

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 19, 2025 06:13 pm
Listing agent: James C Johnson (901) 878-9250
Listing provided courtesy of: KAIZEN Realty, LLC (901) 221-4041
Details provided by MEMPHISTN and may not match the public record.
MLS ID: #10191066
The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Memphis Area Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Roam Brokerage, LLC, are indicated by detailed information about them such as the name of the listing firms. Information deemed reliable but not guaranteed. Copyright © 2025 Memphis Area Association of REALTORS®. All Rights Reserved.
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