8711 Bradgate Rd, Alexandria, VA 22308
4 beds · 3 baths · 2,598 sqft
SELLERS ARE OFFERING A $5K CREDIT TOWARDS REFINISHING THE HARDWOOD FLOORS! Welcome to 8711 Bradgate Road, a lovely split foyer home nestled in one of the most tranquil areas of the Fort Hunt community. Step though new Arts and Crafts doors and discover a much-loved home. This inviting residence features a new oversized slider off the dining room providing an expansive view of the spacious double-sided deck, which is perfect for outdoor and airy with fresh paint, stylish new lighting fixtures, and modern doors. The hardwood floors need some TLC – the sellers are offering a 5K flooring allowance to help you return them to their original luster before you move in. On the lower level enjoy a welcoming family room with a wood burning fireplace and fresh paint. The generous fourth bedroom has brand-new carpeting, adding comfort and warmth. This room can easily be divided into two rooms for a growing family. This home has been meticulously maintained with thoughtful updates, including: new interior and exterior doors (2025); Miele dishwasher (2024); washer and dryer (2022); Maytag refrigerator and stove (2021); French drain (2021); upgraded electrical panel (2020); fireplace relined (2018); new deck (2018); HVAC (2017) Beyond the home, the location is equally impressive. Just a block away from Little Hunting Creek, nature enthusiasts will enjoy easy access to this serene waterway, ideal for kayaking, bird-watching, or peaceful strolls. Additionally, the property falls within the boundary to apply for membership at the Stratford Recreation Association, offering amenities such as swimming, diving, and tennis, as well as a vibrant calendar of family-friendly events. Fort Hunt Elementary School, located nearby, features a sought-after Spanish Immersion Program. This unique educational opportunity allows students to develop bilingual proficiency while learning math, science, and health in Spanish. With its modern upgrades, prime location, and access to excellent community amenities, 8711 Bradgate Road offers the perfect blend of comfort, style, and convenience. Don’t miss the opportunity to make this delightful home yours!
Source: BRIGHT #VAFX2224390
Why Roam
Lower rates and lower down payments
The only homebuying option for you to put 5% down and get a 5% rate.
Closing guarantee
We can close in 45 days or we’ll pay the seller’s mortgage until we close.
Offer acceptance
95% of offers accepted when made with Roam. 5% accepted without.
Have questions? Email support@withroam.com
Source: Public records
Source: BRIGHT #VAFX2224390
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.