8709 52nd Dr E, Bradenton, FL 34211
2 beds · 2 baths · 1,503 sqft
Just Your Size! Welcome to this beautifully improved and immaculate 2-bedroom, 2-full bath home with a private setting and stunning water view in the heart of Florida. This home also features a study/den, perfect for a home office or additional guest room. Step inside and be greeted by the spacious and open floor plan that features a dining area, an updated kitchen with top-of-the-line appliances, quartz countertops, and custom wood cabinetry, breakfast bar, and walk-in pantry. The bathrooms have been tastefully renovated with modern finishes and fixtures, providing a luxurious retreat. Other special features and upgrades worth mentioning are plantation shutters throughout, crown molding in all rooms, new luxury vinyl flooring, custom closets, designer lighting and fans, stunning accent wall in great room, extra storage cabinets in garage, wet sink in garage, 1 Year New A/C with transferable warranty, and so much more! Enjoy maintenance-free living with a newer roof, fresh exterior paint, and meticulous lush landscaping, and accent lighting. Relax and unwind on the screened lanai overlooking the tranquil water view, perfect for enjoying morning coffee or evening cocktails. Or if you choose, your side patio with a Pergola in the center of the garden, and a fountain which adds a touch of elegance and tranquility. Together, the pergola and fountain create a serene and inviting space for relaxing and enjoying the beauty of the outdoors. From this home it's just a short walk to the Clubhouse and all the other fun things that Rosedale has to offer! Located in a desirable community with resort-style amenities, including a resort style pool, tennis courts, state-of-the-art fitness center and clubhouse, this home offers the ultimate Florida lifestyle. No CDD Fees Here, and there is an Assumable 4.75% VA Loan in place! Don't miss your chance to own this special home – schedule a showing today!
Source: STELLAR #a4614526
Source: STELLAR #a4614526
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #a4614526
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.