8709 52ND DR E, Bradenton, FL 34211
Just Your Size! Welcome to this beautifully improved and immaculate 2-bedroom, 2-full bath home with a private setting and stunning water view in the heart of Florida. This home also features a study/den, perfect for a home office or additional guest room. Step inside and be greeted by the spacious and open floor plan that features a dining area, an updated kitchen with top-of-the-line appliances, quartz countertops, and custom wood cabinetry, breakfast bar, and walk-in pantry. The bathrooms have been tastefully renovated with modern finishes and fixtures, providing a luxurious retreat. Other special features and upgrades worth mentioning are plantation shutters throughout, crown molding in all rooms, new luxury vinyl flooring, custom closets, designer lighting and fans, stunning accent wall in great room, extra storage cabinets in garage, wet sink in garage, 1 Year New A/C with transferable warranty, and so much more! Enjoy maintenance-free living with a newer roof, fresh exterior paint, and meticulous lush landscaping, and accent lighting. Relax and unwind on the screened lanai overlooking the tranquil water view, perfect for enjoying morning coffee or evening cocktails. Or if you choose, your side patio with a Pergola in the center of the garden, and a fountain which adds a touch of elegance and tranquility. Together, the pergola and fountain create a serene and inviting space for relaxing and enjoying the beauty of the outdoors. From this home it's just a short walk to the Clubhouse and all the other fun things that Rosedale has to offer! Located in a desirable community with resort-style amenities, including a resort style pool, tennis courts, state-of-the-art fitness center and clubhouse, this home offers the ultimate Florida lifestyle. No CDD Fees Here, and there is an Assumable 4.75% VA Loan in place! Don't miss your chance to own this special home – schedule a showing today!
You may be able to put down less than the total down payment amount of $2,255 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #a4614526
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.