8708 Woodlawn Ct, Port Richey, FL 34668
3 beds · 2 baths · 1,442 sqft
Showstopper Alert! Welcome Home to this stunning 3-bedroom, 2-bathroom pool home in the desirable Driftwood Village. Nestled on a cul-de-sac with elevated positioning and excellent curb appeal, this home will captivate you from the moment you approach the front door. The charming front porch offers a cozy spot to relax and unwind. Step inside to discover an open floor plan with vaulted ceilings, designed for both functionality and style. The spacious living area is perfect for family gatherings or entertaining, blending elegance with a touch of rustic charm. The updated kitchen is a chef's dream, featuring granite countertops, a kitchen island with a breakfast bar, stainless steel appliances, a new dishwasher, gorgeous wood cabinetry, a pantry, elegant light fixtures, and recessed lighting. The living room is bright and inviting, complete with a bay window that provides the perfect spot to relax and enjoy natural light. This home boasts a split floor plan for added privacy. The owner's suite is a tranquil retreat with direct access to the pool area, a large walk-in closet, and an en-suite bathroom with a stand-up shower. The second bedroom is generously sized, also offering pool access and a built-in closet. The third bedroom is located at the front of the home, enjoying ample natural light and closet space. Access the pool, lanai, and backyard through the sliding pocket doors from the kitchen, seamlessly connecting indoor and outdoor living spaces. The extended, screened lanai features pavers and overlooks an oversized pool, perfect for summer days. The fully fenced yard is spacious, offering plenty of room for relaxation or recreation. Additional highlights include a dedicated laundry area in the garage, FRESH INTERIOR AND EXTERIOR PAINT, ROOF replaced in 2020, AC in 2019, WATER HEATER in 2023, and a NEWER POOL PUMP. Located conveniently near Little Road and SR-52, you’ll enjoy easy access to golf courses, shopping, medical facilities, top-rated beaches, fishing spots, movie theaters, Schrader Elementary, and more! Don’t miss out on this incredible home—schedule your private showing today!
Source: STELLAR #w7870482
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7870482
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7870482
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.