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8701 Huron St Apt 3-214 # 3-214, Thornton, CO 80260

1 beds · 1 baths · 500 sqft

Charming 1-Bedroom, 1-Bathroom Condo with Stunning Views Welcome to this beautifully appointed 1-bedroom, 1-bathroom condo that offers comfort, convenience, and style! Located in a prime area, this unit features an open-concept floorplan that maximizes space and natural light, making it a cozy retreat you'll love to call home. Key Features: Spacious Master Bedroom: Featuring dual closets, offering ample storage space for your belongings. Bright and Airy Living Area: Open concept design with large windows and skylights, flooding the space with natural sunlight. Fireplace: Enjoy the warmth and ambiance of the fireplace, which can easily be converted to gas or electric for your convenience. Modern Kitchen: Perfect for cooking and entertaining, seamlessly connecting to the living space. Convenient Washer and Dryer: Stackable washer and dryer combo, located within the unit for ultimate convenience. Private Balcony: Step outside onto your private balcony and take in breathtaking views—ideal for relaxing or enjoying your morning coffee. Ceiling Fans: Added comfort throughout the unit. With its spacious layout, plenty of natural light, and serene outdoor space, this condo is the perfect blend of modern living and comfort. Don’t miss out on this amazing opportunity—schedule a tour today!

Location
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Loan details
Monthly payment

All values shown are estimated costs / mo.

Total
$1,174
Principal & interest
$563
Mortgage insurance
$97
Property taxes
$123
Home insurance
$155
HOA fees
$236
Utilities
Not included

Source: Public records

Home details
Size
500 sqft
Year built
1983
Type
Condominium
HOA dues
$236.00

Source: RECO #9238453

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 16, 2025 06:18 pm
Listing agent: Barry Frehner
Listing provided courtesy of: American Home Agents (303) 695-5900
Details provided by RECO and may not match the public record.
MLS ID: #9238453
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