869 HUDSON VALLEY DR, Kissimmee, FL 34759
Welcome home to 869 Hudson Valley Drive an estate type home that will WOW you the moment you arrive. This absolutely beautiful, luxury home sits on a premium oversize, fenced lot with plenty of room to play, host parties or store your "big boy toys". Upon entering the home you are greeted with upgrades galore: custom doors, upgraded window sills, high ceilings enhancing the volume of each room, the chef of the family will love the open kitchen which "is to die for"... plenty of granite counter space, TOP OF THE LINE stainless steel appliances, center island for convenience and extended wood cabinets for lots of storage. The great room connecting the kitchen, dinning area and family room creates the perfect environment to make fun family memories or entertain friends. The first floor master bedroom is separate form the other bedrooms for maxium privacy. The Master bedroom is huge with ample room for sitting or an exercise area with a generous walk-in closet. The spa like master bath is large and nicely appointed with dual sinks and granite counter tops. A true In-Law Suite with a its own bathroom is perfect for guest or inter-generational arrangements. The other two guest rooms are big with room for KING SIZE beds and share a "jack-n-jill" bathroom with a privacy door for the commode allowing for others to brush their teeth or comb their hair at the dual sinks. The covered rear patio may become your favorite spot to drink your morning coffee or evening cocktail while enjoying the sunset. The desirable floor plan and location is perfect for all facets of the Florida Lifestyle... great for entertaining, family events, proximity to the theme parks, parks, shopping and outdoor living. This fabulous home has it all but removed from the noise and commotion, don't miss out call now for a private viewing, a MUST SEE. For a Virtual Tour...https://www.zillow.com/view-imx/904e057d-91ad-4f61-81ba-9558debd8471/?utm_source=captureapp All dimensions are estimated, buyers’ responsibility to verify.
You may be able to put down less than the total down payment amount of $60,924 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5110586
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.