8653 Red Clover Ct, Parker, CO 80134
3 beds · 3 baths · 1,600 sqft
Tucked away on a cul-de-sac end lot in the beautiful Parker neighborhood, this 3 bedroom, 3 bath home offers the perfect balance of privacy, community, and convenience. With NO HOA fees, this property provides both financial savings and the freedom to personalize your space. This home boasts a prime location offering easy access to major highways like E-470 and I-25, making commuting a breeze. Families will appreciate being within the Douglas County School District, known for its excellent educational institutions. Additionally, the historic downtown Parker area offers quaint boutiques and a farmers’ market, enhancing the local community feel. Step onto the charming front porch and take in the flowering shrubs that give this home its inviting curb appeal. A newer roof, exterior paint, gutters and new partial fence are all done for you! Inside, an open-concept layout connects the living room to the dining area. Newer vinyl windows flood the space with natural light. The kitchen has upgraded granite countertops and includes a sit in bar area that flows effortlessly into the main living space—ideal for everyday living. Upstairs, the private primary suite includes a walk-in closet and en-suite bathroom, while two additional bedrooms and a bathroom provide plenty of room for family, guests, or a home office. With 1,800 sq. ft. of comfortable living space with thoughtful upgrades, this home is ready for you to move in and enjoy. The partially finished basement adds even more potential, featuring a cozy wood-burning fireplace in the family room and a bathroom rough-in—ready for your finishing touches. Enjoy quiet mornings and summer evenings in the fully fenced backyard, perfect for kids, pets, or relaxing under the Colorado sky. Don't miss the opportunity to make this peaceful, move-in-ready home yours!
Source: RECO #7335772
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Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
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We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #7335772
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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