8645 Coors St, Arvada, CO 80005
4 beds · 4 baths · 3,176 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to your dream lifestyle in the prestigious Village of Five Parks. Positioned on a quiet cul-de-sac, this home invites you to start each day w/ coffee on the covered front porch. Inside, the newly renovated open floor plan tells a story of modern comfort. The fully remodeled kitchen w/ its gleaming new SS appliances (oven is on order), creamy white cabinets, new quartz counters and eye-catching backsplash becomes the heart of family gatherings. New natural hardwood flooring completes the main floor, and fresh interior paint creates an atmosphere of serenity. Evenings unfold in the great room where the gas fireplace creates a warm glow during Colorado winters. The main floor offers a versatile living room/den, while the formal dining room awaits special celebrations and parties. The spacious kitchen breakfast nook becomes your daily retreat w/ sunlight streaming through large vinyl windows. Upstairs, the primary suite serves as your personal sanctuary, complete with a luxurious 5 pc ensuite also w/ new quartz counters and a walk-in closet. Three additional bedrooms and a full bath make this a highly sought-after 4 bedroom home. The finished basement transforms w/ your lifestyle—movie nights, pool tournaments, or living space where teens can entertain friends w/ a convenient 3/4 bath. Summer weekends mean short walks to the community pool and clubhouse, where neighbors become friends. After a refreshing swim, stroll to Jack's Restaurant - no need to cook on perfect Colorado evenings. The private, fenced back yard offers a peaceful retreat w/ astro-turf yard & back-alley entry to the oversized 3 car garage. No snow shoveling or lawn care here as the HOA maintains the front. Just feet from Russell Park w/ amazing views of the Flatirons. Easy access to dining, shopping & just 20 minutes to Boulder. This exceptional home in this highly sought-after neighborhood offers not just a beautiful residence but a vibrant, connected lifestyle.
Source: RECO #9797538
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: RECO #9797538
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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