862 Boundary Blvd, Rotonda West, FL 33947
3 beds · 2 baths · 1,970 sqft sqft
Located in the highly sought-after Rotonda West golf community, this meticulously maintained 3-bedroom, 2-bath pool home offers a superb blend of leisure and lifestyle and is being sold partially furnished. The welcoming front exterior, with its double-door entrance, opens into a light-filled, open-concept layout. Inside, the spacious great room features vaulted ceilings, a formal dining area, decorative plant shelves, and stunning triple pocketing sliders that frame intersecting canal views. The remodeled kitchen has granite countertops, a substantial breakfast bar, sleek white cabinetry, and a stone tile backsplash, combining style and function. The primary suite offers direct access to the pool area through sliding doors and includes dual walk-in closets for ample storage. The ensuite bath features dual vanities, a luxurious soaking tub, and a walk-in shower. The split floor plan ensures added privacy, with the secondary bedrooms and guest bath thoughtfully positioned away from the primary suite. Completing the home’s interior, the laundry room offers built-in cabinets and a laundry sink for convenience. Outdoors, the screened-in, heated pool with a relaxing waterfall has been recently resurfaced, while the epoxy-coated deck overlooks the canal for ultimate relaxation. The lanai area is equipped with a convenient pass-through window from the kitchen and a bar area, making it an ideal spot for entertaining. Two open-air paver patios offer perfect spaces for grilling or unwinding in the evening. A private dock was added in 2020 on the canal that invites you to kayak through the scenic waterways or fish for a fresh catch. Additional highlights include the custom made plywood hurricane shutters with handles and storm smart shutter for the patio area, canal fed irrigation system, plantation shutters in the dining room and primary bedroom, and custom window treatments in the great room and kitchen. For added peace of mind, the entire home is located in the X flood zone. Nestled on Florida’s scenic southwest coast, Rotonda West is a deed-restricted community known for its tranquil atmosphere and active lifestyle. Residents enjoy peaceful waterside views, 26 miles of fish-filled canals, and abundant wildlife. The community offers diverse activities and clubs that bring neighbors together, along with recreational options such as golfing on five nearby courses, boating and fishing in Lemon Bay and the Gulf of Mexico, plus tennis, hiking, and social groups. Call today to schedule your private showing and experience this exceptional home firsthand!
Source: STELLAR #d6138883
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #d6138883
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #d6138883
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