8619 Sandy Plains Dr, Riverview, FL 33578
4 beds · 2 baths · 2,018 sqft
This beautifully upgraded 4 bed & 2 bath home in Parkway Center radiates pride of ownership and offers a perfect blend of comfort and style. From the moment you step inside, you’ll be greeted by a calming atmosphere created by abundant natural light and tasteful decor. As you enter through the foyer, you’ll be immediately drawn to the open-concept living space. The updated kitchen is a true highlight, featuring sleek stainless steel appliances, breakfast bar and island, spacious closet pantry, and ample Corian countertops make meal prep a breeze. This spacious family room offers a welcoming and comfortable space, perfect for both relaxing and entertaining. With plenty of natural light pouring in through the large sliding door into the backyard, the room feels open and airy. The layout seamlessly flows into the kitchen through a convenient breakfast bar, creating a perfect transition between the two spaces. Whether you're enjoying casual meals or chatting with family while cooking, the breakfast bar provides a great spot to gather and adds an element of functionality without compromising the open feel of the family room. The spacious primary suite is a serene retreat, complete with an en-suite bathroom featuring a garden tub, walk-in shower, dual vanities, and a generously sized walk-in closet. On the opposite side of the home, three secondary bedrooms share a well-appointed full bathroom, ensuring plenty of space for family or guests. Relax and unwind on your extended lanai, where you can enjoy outdoor dining or a barbecue on the pavered patio, all within the privacy of your fenced backyard. Community Amenities: The Villages of Oak Creek has a community pool, clubhouse, sports fields, a park, and a playground. You also have access to the Sanctuary which offers a larger pool with a water slide, fitness center, community club room with a catering kitchen, basketball court, park and playground. Conveniently located with easy access to restaurants, shopping, the Selmon Crosstown, major interstates, and highways, this home is ideally positioned for your lifestyle. Recent Improvements: PHOTOVOLTAIC SOLAR PANELS (installed March 2024) Fresh Interior & Exterior Paint (2024) Roof Replacement (August 2023) 4-Ton 14.5 SEER Heat Pump (2023) Luxury Vinyl Plank (LVP) Flooring (2021) Lanai Extension (2021) Lanai Flooring (2024) This meticulously maintained home is move-in ready and waiting for you. Don’t miss your chance to make it yours—schedule a showing today!
Source: STELLAR #tb8328474
Source: STELLAR #tb8328474
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8328474
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.