8604 Egret Point Ct, Tampa, FL 33647
3 beds · 2 baths · 1,855 sqft
One or more photo(s) has been virtually staged. Resort style living at its best! Nestled at the end of a quiet cul-de-sac, this charming villa overlooks a serene pond and conservation views, a rare find indeed! Located in the maintenance free, gated village of Audubon Landings in West Meadows, this move-in ready home offers a perfect blend of quality craftsmanship and charm. Step inside and you are greeted by the rich tones of laminate cherry flooring that flow seamlessly throughout the entire home. The great room is a bright and welcoming space, adorned with crown molding and thoughtfully placed art niches, archways and columns. The kitchen is a chef’s delight, featuring sleek stainless steel appliances, ample cabinetry, large pantry, canned lighting and large sunny breakfast nook. The laundry room is close by and it is complete with extra cabinet space for additional storage. The guest bathroom showcases quartz countertops with brushed nickel finishes and contemporary vanity lighting. Off the family room French doors open to a versatile third bedroom that can double as an office, offering flexibility to suit your needs. The primary suite is a true retreat with coffered ceilings, extra recessed lighting, and a cozy sitting area that opens up to the expansive lanai. The en-suite bathroom provides dual vanities, marble-like laminate countertops, brushed nickel finishes, large walk-in shower enclosed in glass, along with a soaker tub and a spacious walk-in closet. The expansive outdoor screened lanai provides a peaceful outdoor oasis, perfect for enjoying Florida's beautiful weather year-round. Additional upgrades include a smart thermostat for modern convenience, surround sound speakers throughout the home and extra storage racks in the garage along with a new garage door opener. Tucked away in a picturesque neighborhood, Audubon Landing features its own private community pool and includes exterior maintenance such as lawn care, irrigation, exterior paint, and roof repair/replacement. You also have access to the amenities of West Meadows Community Center. Those amenities include 2 pools, water slide, fitness center, basketball, playground, jogging paths and dog park. Located In the heart of New Tampa and just minutes to I-75, I-275, VA, Moffitt and Advent Hospitals, regional malls and restaurants! Welcome Home!
Source: STELLAR #tb8321617
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8321617
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8321617
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.