86037 Knotted Oak Way, Yulee, FL 32097
4 beds · 4 baths · 3,066 sqft
Get a free consultation call with an expert in the mortgage assumption process.
OPEN HOUSE! JAN.12 SUNDAY -4:00-5:30. PRICE IMPROVED/EXCEPTIONAL VALUE! Gorgeous 3066 sqft home in a beautiful quiet family friendly Hickory Village neighborhood would love to welcome you. Do not miss this very spacious home that boasts of 4 br/4ba. with home office, den, great room, amazing loft with it's own TB/closet that was used as family theater/game room. There is a nice sized screened lanai with access to the primary bedroom that overlooks a big backyard with more than enough room for a pool and garden. You will love living the Florida lifestyle. Home is five minutes to A rated Nassau County elementary and High schools, Amelia Island and Fernandina Beaches is a short 12 minute drive where nice shopping and dining choices can be had. Easy access to l-95 and Highway 17 and you're only two short exits away to Jax International, River City Marketplace , University of Florida Health , the new VA clinic and an array of more shopping and basic services to meet y
Source: REALMLS #2058656
Source: REALMLS #2058656
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
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