8602 Dana Top Dr, Boerne, TX 78015
5 beds · 4 baths · 3,168 sqft sqft
OPEN HOUSE SATURDAY 9/28 11am-1pm! PRICED to SELL!! Step into the epitome of suburban elegance at 8602 Dana Top Drive in the serene city of Boerne. This sprawling single-family home is a true gem, with its inviting curb appeal and meticulously landscaped surroundings. Inside, you'll discover a world of comfort and style across 3168 square feet, featuring 5 bedrooms and 4 full bathrooms, designed to accommodate both large gatherings and intimate moments. The heart of this home is the open-plan kitchen, a culinary haven with a center island, breakfast bar, double ovens, a walk-in pantry, and abundant cabinet storage. The layout seamlessly connects to a formal dining area, enhanced by French double doors, adding a touch of sophistication. The main suite is an oasis, showcasing rich wood accents and an ensuite bath with dual vanities. Additional highlights include a cozy study, an entertainment-ready game room, a dedicated media room, and a spacious 3-car garage. Outside, the backyard is an oasis of tranquility, featuring a charming outdoor fireplace and ceiling fan on the patio, setting the scene for memorable outdoor living. This residence combines modern amenities with timeless design, making it the perfect sanctuary for those seeking both luxury and comfort.
Source: SABOR #1759051
Interest rate and monthly payment estimated based on public records.
Source: SABOR #1759051
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #1759051
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.