860 Forest Rd, Titusville, FL 32780
4 beds · 2 baths · 1,274 sqft
Under contract-accepting backup offers. Welcome to your future home, a stunning 4-bedroom, 2-bathroom pool house designed to accommodate your lifestyle with both comfort and style. This inviting residence features modern updates, including a 2020 roof, solar panels, water treatment system, and a 2022 water heater, ensuring structural integrity and peace of mind. As you enter, the spacious living room greets you with abundant natural light from large windows, offering beautiful views of the surrounding landscape. The heart of the home, the kitchen, boasts 30" wood cabinets and gleaming stainless-steel appliances, perfect for culinary enthusiasts. The master bedroom serves as a retreat within a retreat, complete with two mirrored closets and a private master bathroom. French doors lead to a generous outdoor space where you can savor a morning coffee or host a BBQ in the fully fenced, oversized backyard. The 2021 sparkling above-ground pool, equipped with 2023 pool equipment, is ideal for entertaining or relaxing after a long day. Convenience is key with an oversized driveway and a one-car garage featuring a Wi-Fi-enabled door. This home also includes a washer and dryer for added ease. Smart features enhance your living experience, including a smart doorbell camera, Alexa-compatible Wi-Fi thermostat, Bluetooth speaker exhaust fans, and exterior lights controlled by light sensors. Public water and sewer connections are already in place for a seamless transition. Enjoy the benefits of reduced energy costs and eco-friendly living with solar panels, while the advanced water treatment system ensures clean, purified water from every tap. The 2023 full surveillance system includes 8 two-way audio cameras, a DVR with 16 channels, and a phone app for remote monitoring. With no deed restrictions, HOA, or CDD fees, you have the freedom to live as you wish. The location is equally impressive, just minutes from Playalinda Beach in Canaveral National Seashore and Merritt Island National Wildlife Refuge. The Kennedy Space Center, known for its rocket launches, is nearby, and Cocoa Beach, with its surfing, pier, and boardwalk, is a short drive away. Enjoy local farmers' markets, art festivals, and a historic downtown area with unique shops and dining options. With easy access to shopping centers, schools, and healthcare facilities, this home offers everything you need. Whether you seek relaxation or adventure, this home and its location have it all. Schedule a showing today and discover your dream home!
Source: STELLAR #t3546742
Source: STELLAR #t3546742
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #t3546742
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.