860 FOREST RD, Titusville, FL 32780
Welcome to your future home, a stunning 4-bedroom, 2-bathroom pool house designed to accommodate your lifestyle with both comfort and style. This inviting residence features modern updates, including a 2020 roof, solar panels, water treatment system, and a 2022 water heater, ensuring structural integrity and peace of mind. As you enter, the spacious living room greets you with abundant natural light from large windows, offering beautiful views of the surrounding landscape. The heart of the home, the kitchen, boasts 30" wood cabinets and gleaming stainless-steel appliances, perfect for culinary enthusiasts. The master bedroom serves as a retreat within a retreat, complete with two mirrored closets and a private master bathroom. French doors lead to a generous outdoor space where you can savor a morning coffee or host a BBQ in the fully fenced, oversized backyard. The 2021 sparkling above-ground pool, equipped with 2023 pool equipment, is ideal for entertaining or relaxing after a long day. Convenience is key with an oversized driveway and a one-car garage featuring a Wi-Fi-enabled door. This home also includes a washer and dryer for added ease. Smart features enhance your living experience, including a smart doorbell camera, Alexa-compatible Wi-Fi thermostat, Bluetooth speaker exhaust fans, and exterior lights controlled by light sensors. Public water and sewer connections are already in place for a seamless transition. Enjoy the benefits of reduced energy costs and eco-friendly living with solar panels, while the advanced water treatment system ensures clean, purified water from every tap. The 2023 full surveillance system includes 8 two-way audio cameras, a DVR with 16 channels, and a phone app for remote monitoring. With no deed restrictions, HOA, or CDD fees, you have the freedom to live as you wish. The location is equally impressive, just minutes from Playalinda Beach in Canaveral National Seashore and Merritt Island National Wildlife Refuge. The Kennedy Space Center, known for its rocket launches, is nearby, and Cocoa Beach, with its surfing, pier, and boardwalk, is a short drive away. Enjoy local farmers' markets, art festivals, and a historic downtown area with unique shops and dining options. With easy access to shopping centers, schools, and healthcare facilities, this home offers everything you need. Whether you seek relaxation or adventure, this home and its location have it all. Schedule a showing today and discover your dream home!
You may be able to put down less than the total down payment amount of $123,046 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #t3546742