860 Bramblewood Dr, Castle Pines, CO 80108

Beautifully landscaped home conveniently located on a cul de sac in Castle Pines. This property is part of the highly desired Brambleridge Village community & its low maintenance features - HOA includes lawn mowing, tree & shrub trimming, irrigation water, snow removal, trash and recycling, and community pool, trails & parks! This house is only a short walk to the Village Club Pool. Lots of updates including brand new Trex deck, new roof & gutters (impact resistant shingles helps with homeowners insurance discount!), new 50 gallon water heater, newer lighting, fencing, fixtures and more. The main level of the house features an inviting entry/foyer with a vaulted ceiling; office with french doors and 2 walls of built in bookshelves; powder room; dining room; family room with fireplace, mantel, built in's, ceiling fan and is wired for surround sound; kitchen with eat in area, wood flooring, breakfast bar, LG double oven, Jenn-Air microwave and stove, extended cabinets and counters, tile backsplash; and laundry/mud room with a utility sink, cabinets and counters, & a window for lots of natural light! The Primary Suite has a ceiling fan and attached 5 piece bath with barn door, large jetted tub, cedar lined walk in closet, and fireplace. Also upstairs is a 2nd ensuite bedroom with attached full bathroom, as well as a spacious loft that can easily be converted into another bedroom. The walkout basement is finished w/ a bedroom, bathroom, large family room/office that can be used in many different ways. There is also tons of storage -- a bonus storage room that has built in shelving, another cedar lined closet, and the mechanical/storage room with newer furnace with humidifier, new water heater and 400-500 bottle wine cooler! Oversized 2 car garage with workspace and shelving, central vacuum system, large brand new trex deck w/ metal railing, stamped concrete patio, flagstone sitting area, fenced yard, central AC. Easy access to Denver & Highlands Ranch.

Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.

• Buyers
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What is Roam?

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

What is an assumable mortgage?

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

Why is an assumable mortgage valuable?

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

How can you find assumable mortgage listings?

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

How do I qualify for an assumable mortgage?

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

Last updated: Nov 21, 2024 12:31 pm

Listing agent: The Thayer Group (720) 663-1224

Listing provided courtesy of: Keller Williams Action Realty LLC (303) 688-8300

Details provided by RECO and may not match the public record.
MLS ID: #2929626

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