86 Tall Pine Ln, Boulder, CO 80302
3 beds · 3 baths · 2,731 sqft sqft
Welcome to 86 Tall Pine Lane, a wonderful sanctuary nestled in the heart of the Boulder foothills in Boulder Heights. This beautifully appointed home boasts breathtaking mountain views and is surrounded by towering pines, offering both tranquility and natural beauty. With an open-concept layout, the spacious living area features large windows that fill the space with natural light and provide a seamless connection to the outdoors. When you first walk in you are greeted with a functional entry way that open up into the large living and dining room area. The updated kitchen is equipped with stainless steel appliances, butcher block countertops, and hardwood floors. The kitchen makes a seamless transition into the cozy living room that has amazing mountain views that are coupled with a woodburning fireplace making for the perfect place to enjoy this mountain retreat. Across the way is a cozy breakfast nook, updated bathroom and office space. The primary suite is complete with an ensuite bathroom and access to the balcony to savor your morning coffee while soaking in the serene surroundings. Additional bedrooms, bathroom, laundry and bonus den area are located downstairs in the walkout basement. Outside, the expansive deck with hot tub adds another dimension to the home with unobstructed mountain views. Perfect for entertaining and star gazing! The rare flat yard area in the mountains makes for a great recreation area and is perfect to enjoy that Colorado sunshine and soak up the fresh mountain air! The large detached two car garage with a bonus gym room is a huge perk especially for storing gear. Capitalize on all the CO sunshine with the owned solar panels and well to help keep utility bills low. Located just 8 mins from Broadway you have the best of both worlds with mountain and city living, this home offers the perfect blend of privacy and accessibility. Experience the best of Colorado living at 86 Tall Pine Lane!
Source: RECO #IR1019953
Interest rate and monthly payment estimated based on public records.
Source: RECO #IR1019953
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #IR1019953
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