8595 Triumph Cir, Wildwood, FL 34785
5 beds · 3 baths · 2,604 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this stunning 5-bedroom, 3-bathroom, 2,604 sq. ft. home in the newly developed Triumph South subdivision of Wildwood, FL - priced very competitively! Nestled in a secluded, low-traffic neighborhood with a single entry and exit, this home offers privacy, security, and a peaceful atmosphere. The community features a centrally located park with a playground and bocce ball court, providing a great space for outdoor enjoyment. Step inside to a thoughtfully designed open-concept great room, where the kitchen, dining, and family room seamlessly blend to create the perfect space for entertaining. The chef’s kitchen boasts granite countertops, a large island, a pantry, and stainless steel appliances—all of which are included, along with a water filtration system for added convenience. A flex room on the main floor provides the perfect space for a home office or study, while an additional loft upstairs offers versatility as a workout area, TV lounge, or playroom. Tile flooring extends throughout the living areas and all wet spaces, making cleaning and maintenance effortless. This home is equipped with smart technology, including thermostat control, a security system for all first-floor doors and windows, a Ring doorbell, and remote-controlled lighting and garage access. Flood detection sensors add extra peace of mind, while the EV-ready garage comes equipped with a 220V outlet for electric vehicles. Designed for both comfort and privacy, this home features a fully fenced backyard with vinyl fencing and no rear neighbors, offering a serene outdoor space that doesn’t back up to a road or another home. And currently the seller is having fresh new sod installed in the front and back yards! Located in Wildwood—a city known for its unique combination of small-town charm, natural beauty, and easy access to top-tier amenities—this home is just minutes from brand-new shopping, dining, The Villages Town Squares, and world-class golf courses. With no age restrictions and no CDD fees, Triumph South is an incredible place to call home. One of the most competitively priced homes in the neighborhood, this listing won’t last long—schedule your private showing today! *Aerial photo property lines are an estimate and to be verified by buyer.
Source: STELLAR #G5094256
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #G5094256
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.