8593 Winning Fields Rd, New Port Richey, FL 34655
4 beds · 3 baths · 2,775 sqft sqft
The New Hampshire Lennar model home in Trinity, Florida is a luxurious and expansive property, perfect for families or those who love open, versatile living spaces. Community Pool right across the street! This 2,775 square foot, four-bedroom, 2 ½ bathroom residence is designed with modern living in mind, offering a flex space office loft for those working from home or needing extra space for hobbies or study. As you enter, the home welcomes you with an open-concept layout, with spacious living and dining areas that flow seamlessly. Large windows bring in plenty of natural light, enhancing the sense of openness and warmth throughout. New electric blinds on back door. The screened-in porch extends the living space outdoors, leading to a lovely patio and a vinyl fenced-in yard, offering privacy and plenty of room for outdoor gatherings or playtime for kids and pets. The owner’s retreat features a massive walk-in closet and a well-appointed en suite bathroom with dual sinks, a walk-in shower, and a garden tub, perfect for unwinding. Upstairs, the loft provides additional flex space, ideal for a family room, entertainment center, play area or secondary office. In addition to its spacious interior, the home is situated in a vibrant community with multiple amenities. Community parks and playgrounds provide endless entertainment possibilities, while the community pool and outdoor entertaining spaces are perfect for socializing and relaxing. Living in the New Hampshire Lennar model home ensures both comfort and an active, connected lifestyle, making it one of the most popular choices for families in the area. Close to all new dining, shopping and more, plus an easy commute to Tampa.
Source: STELLAR #tb8312146
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8312146
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 30-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8312146
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.