859 Bucklebury Loop, Apopka, FL 32703
4 beds · 3 baths · 2,772 sqft
Welcome to this stunning 4-bedroom, 2.5-bathroom home built in 2018, offering the perfect combination of space, style, and convenience. Located in Forest Lake Estates with easy access to the 429, 414, and the Turnpike, you'll enjoy quick commutes to anywhere you need to go. Plus, the charming downtown Winter Garden is just minutes away, offering local dining, shopping, and entertainment. This spacious two-story home boasts a 3-car garage with tandem parking, providing plenty of room for vehicles and storage. The interior features an open-concept design, with the heart of the home being a huge kitchen complete with granite countertops, upgraded cabinets, and stainless steel appliances. The kitchen is ideal for both casual meals and entertaining, offering ample eating space and a large pantry. It opens seamlessly into the living room, creating the perfect flow for gatherings. Upstairs, you'll find a separate living room, offering a cozy space for relaxation or a play area for the kids. The inside laundry room is conveniently located near all the bedrooms, making household chores a breeze. The master suite is exceptionally spacious, featuring a luxurious bathroom with both a tub and walk-in shower, giving you the ultimate retreat. The three additional bedrooms offer plenty of room for family or guests. Enjoy Florida's sunny weather with the big backyard, perfect for outdoor fun or simply relaxing on the covered patio. The front of the home has excellent curb appeal, with a charming garden and a paver driveway adding to its beauty. With its ideal location, spacious layout, and stunning features, this home is a must-see! Schedule your tour today!
Source: STELLAR #o6259019
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #o6259019
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #o6259019
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.