859 94th Ave N, Naples, FL 34108
3 beds · 3 baths · 2,263 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Welcome to this beautifully maintained single family home on a DOUBLE LOT nestled in the heart of Naples! This delightful 3 bedroom 2.5 bathroom home offers a blend of comfort, style, and convenience. Located in a quiet neighborhood minutes from Mercato, Naples' stunning beaches, world class golf courses, premier shopping, dining, and top-rated schools. The open concept living and dining areas provide a space for entertaining guests. Large windows throughout the home allow natural light to flood in. The kitchen features sleek countertops, ample cabinetry, and modern appliances. Whether you're a seasoned chef or just love to prepare quick meals, this kitchen has everything you need. The master suite boasts a spacious walk-in closet and a private en-suite bathroom. Two additional bedrooms offer plenty of space for family members, guests or a home office. Step outside to your private backyard, complete with a screened-in lanai and lush landscaping great for a morning coffee, outdoor dining or simply relaxing in the Florida sunshine. Don't miss this incredible opportunity to own a piece of paradise in Naples!
Source: FORTMYERS #225017176
Source: FORTMYERS #225017176
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.