856 Jarnac Dr
Kissimmee, FL 34759
4 beds · 2 baths · 2,088 sqft
$359,990
Get prequalifiedAbout this home
Welcome to your dream home! This recently repainted, spacious 4-bedroom, 2-bath sanctuary is filled with natural light and boasts an open floor plan with vaulted ceilings, creating a bright and inviting atmosphere. The home includes ceiling fans, a newly added water softener, and a renovated pool system, ensuring comfort and convenience. At the heart of the house is a stunning kitchen with a central island featuring an additional sink, perfect for culinary creativity and entertaining. Imagine gatherings flowing seamlessly from the kitchen to the screened-in pool area, where you can relax, swim, and soak up the sun in privacy. Conveniently located with schools right next door, this home is ideal for families seeking easy access to quality education. Nestled in Poinciana's flourishing landscape, you’ll be at the crossroads of convenience and opportunity, with a growing commercial scene that caters to your every need. Whether you're enjoying the tranquility of the pool, gathering around the kitchen island, or unwinding in the comfort of your vaulted ceiling retreat, every moment in this home is one to cherish. Don’t miss the chance to make this light-filled, modern 4-bedroom, 2-bath haven with a screened-in pool yours today!
Source: STELLAR #O6248782
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.