8550 Coral Creek Loop, Hudson, FL 34667
3 beds · 3 baths · 2,472 sqft sqft
Welcome home! This 3-bedroom, 3-bathroom pool home is move in ready! The current owner has left no stone unturned! There is so much natural light coming in with the transom windows and skylight and the open floor plan with triple sliding glass pocket doors boasting beautiful shear, gray drapery! The updated luxury vinyl, waterproof, plank flooring has been installed throughout the home in a dark natural wood color to complement the earth toned colors throughout the home. The state-of-the-art kitchen has been updated with extra tall cabinets, recessed lighting, Frigidaire professional stainless-steel appliances that includes a cook top and a double oven. You’ll find granite countertops, a stainless-steel farmhouse sink with a gooseneck faucet, gray subway tile backsplash, coffee bar area, double wide pantry, breakfast bar that fits 4 stools and oh let’s not forget the bar foot rail for your feet to rest on and the sparkle stone wall that matches the fireplace stone hearth! In the coffee bar area, the sliding glass doors with a transom window take you out to the screened enclosed solar heated, pool and calming waterfall. New solar panels recently installed. Lots of shrubbery for privacy and a view of the fully matured trees out back. No new building going on back there! The lanai deck has pavers and a covered area large enough to grill out and entertain friends and family. You even have room to hang a TV. The family room area has been updated with a stone fireplace floor to ceiling hearth made with the same beautiful sparkling stone that was used in the kitchen and includes a mantel for your TV. You will also find new cabinets with granite countertops that match the renovated kitchen plus new shelving to display your favorite keepsakes. This open floor plan also includes a sitting room for reading and a formal dining area. The split floor plan has the primary bedroom and en suite on one side of the house which has the same luxury vinyl plank flooring, a ceiling fan and French doors with more transom windows to the pool. You will find double walk-in closets with mirrored doors. The en suite has ceramic flooring, double sink vanity with a makeup area, a jacuzzi tub, plus a step-down shower and more natural light! On the other side of the home, you will find two more bedrooms and bathrooms plus an indoor laundry room. Both bedrooms have plenty of closet space and one bathroom can be used as the pool bath which includes a door leading to the pool. This bathroom has been updated with a new vanity and step-down shower and has a linen closet in the hallway. The other bedroom also has a walk-in closet, and the bathroom has a shower/tub combination with another linen closet. The HOA fee includes cable, high-speed internet, lawn mowing, weed control, lawn fertilizing, trash pickup twice a week plus use of the Clubhouse amenities. Amenities include a beautiful pool, and fitness room that are just around the corner! If you play tennis or pickleball the Clubhouse has you covered for that also! Call today for your private showing! This home will not be on the market long!
Source: STELLAR #w7869602
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #w7869602
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #w7869602
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