855 Peachtree St NE # 2911, Atlanta, GA 30308
2 beds · 1 baths · 838 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Experience elevated living in one of Atlanta's premiere destinations at Viewpoint! South facing and bringing fantastic views, this beautifully renovated 29th-floor residence offers the opportunity for immediate luxury-boasting soothing neutral colors, high-end finishes, stainless steel appliances, and quartz countertops throughout, Unit 2911 raises the standard of condo living! Excellent design selections are characterized by 7" luxury plank flooring, a spa-like luxury shower, enclosed with frameless glass, and custom closets. Relax or entertain with excellent ambiance created by the fireplace that accentuats the open floor plan living area. Unit 2911 also invites you to enjoy the modern conveniences of smart home technology that enrich your time away or at home, with remote controlled blackout shades, LED lighting, and smart thermostats! Complement the modern features of this residence by transitioning to the outdoor living area that includes installed turf and soaring views of the city! Also enjoy the opportunity to use the secondary room as a 2nd bedroom, exercise space, or in-home office. Continuous luxury living delivered with the rooftop pool, outdoor fireplace, fitness center that overlooks the pool, and ever-present attention to detail by 24-hour concierge. Location is central to everything: fantastic proximity to shopping and restaurants, excellent connectivity to Hartsfield-Jackson airport and MARTA, less than 1 mile from The Fox Theatre, Piedmont Park, The High Museum, The Georgia Aquarium, and just over 2 miles from Mercedes-Benz and State Farm arena! Unit 2911 is the perfect blend of modern comfort and convenience, placing you exactly where you want to be! *Barndoor is a rendering to provide illustration of design possibilities*
Source: FMLS #7504620
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7504620
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.