8546 N Fauci Pt
Crystal River, FL 34428
3 beds · 2 baths · 1,486 sqft
$270,000
Get prequalifiedAbout this home
This charming 3-bedroom, 2-bathroom single-family home sits on nearly an acre, offering the space, privacy, and freedom you’ve been looking for and all without the burden of an HOA or deed restrictions. Bring your boat, RV, or toys and enjoy life on your terms! Step inside to find a comfortable and well-maintained interior with many major updates already taken care of for you. The HVAC system was updated in 2017, and recent improvements include a new drain field, well, and water heater—giving you peace of mind for years to come. This home features a spacious and enclosed sunroom, perfect for enjoying your morning coffee, relaxing with a good book, or simply taking in the view of your expansive backyard, no matter the weather. Whether you’re entertaining guests or just enjoying a peaceful afternoon, this bright and airy space is sure to become a favorite retreat. Inside the main living areas flow seamlessly, and the kitchen is ready for your personal touches. Each of the three bedrooms offers flexibility and space for family, guests, or a home office. Outside, you’ll find a large backyard that’s partially fenced, ideal for pets or play, and a storage shed that provides additional room for tools, toys, or gardening gear. The one-car garage adds both convenience and functionality to your day-to-day routine. If you’re looking for space to stretch out without any HOA headaches this is the one.
Source: STELLAR #TB8404271
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.