8533 September Sky Ct, Sarasota, FL 34238
3 beds · 2 baths · 1,925 sqft
One or more photo(s) has been virtually staged. WHY WAIT TO BUILD? Lowest priced 3 bedroom/2 bathroom single family home in Sunrise Preserve!!! Welcome to your slice of paradise in the coveted Sunrise Preserve community of Palmer Ranch! This meticulously maintained Riviera II is a 3-bedroom plus a bonus room, 2-bathroom home located on a quiet CUL-DE-SAC with no through traffic along with a peek-a-boo view of the water, offers modern living at its finest, boasting the perfect blend of luxury, comfort, and convenience. Why wait to build when you can step inside this nearly-new residence, just two years young, in SHOWROOM CONDITION and be greeted by an inviting open-concept floor plan bathed in natural light. The spacious living area provides an ideal space for both relaxation and entertainment, seamlessly flowing into the kitchen adorned with sleek quartz countertops, stainless steel appliances, including GAS range, and ample cabinetry and a corner pantry. Escape to the tranquil master suite featuring an ample layout, with an expansive walk-in closet, a second closet for additional space, and an ensuite bathroom with dual vanities and a luxurious walk-in shower. Two additional well-appointed bedrooms offer versatility for guests, family, or as an additional home office, den, workout or craft room, catering to your every need. The guest bath is also sure to impress with quartz countertops and dual sinks. Embrace the quintessential Florida lifestyle as you step outside to your lanai, perfect for sipping morning coffee or hosting alfresco gatherings. With a peaceful ambiance, outdoor living has never been more inviting. This easy living home also comes with hurricane protection and the lanai has GAS plumbed to it so that you may complete your own outdoor kitchen! The backyard has plenty of room to add a pool if you should desire, please ask for a copy of the survey! Nestled within the highly sought-after Sunrise Preserve community, residents enjoy resort-style amenities including a sparkling pool, hot tub, tennis, pickleball and bocce ball courts, fitness center, and clubhouse, all while being minutes away from Sarasota's renowned beaches, shopping, dining, and cultural attractions. Don't miss this opportunity to own a piece of paradise in one of Sarasota's most desirable areas. Schedule your showing today and start living the Florida dream! Please copy and paste this link into your browser for the luxury video https://player.vimeo.com/video/926300446?h=fc70f940a1&badge=0&autopause=0&player_id=0&app_id=58479
Source: STELLAR #n6131973
Source: STELLAR #n6131973
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #n6131973
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.