8531 Spivey Village Trl, Jonesboro, GA 30236
4 beds · 3 baths · sqft
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Welcome to your perfect next chapter! This beautiful 4 bedroom, 3 full bath ALL BRICK ranch home sits in a sought-after 55+ gated community. Imagine yourself with a beautifully landscaped yard that you don't have to maintain. Yes, lawncare it included in the HOA!! This home offers easy one-level living on the main level with extra living space on the second level. Upon entering, you step into a light-filled two story foyer. The main level features a bright, open concept floor plan. The kitchen has ample cabinet space and flows effortlessly into the dining area and two-story great room with a gas burning fireplace as the focal point — perfect for everyday living and entertaining. The spacious primary suite on the main level is a true retreat, featuring vaulted ceilings, a walk-in closet, a sought after walk-in jetted bathtub with massage features, separate shower, and private toilet area. Two additional bedrooms and a full bathroom complete the main floor. Upstairs, a large bonus loft provides an additional bedroom and full bath, ideal for guests, hobbies or a home office. This home also includes a 2-car garage for added convenience. Enjoy quiet evenings, or grilling on the private back patio... or join neighbors at the community pool and clubhouse. Located 2 miles from Clayton County International Park with walking trails, concerts, a water park, lakes, and picnic areas, plus easy access to the Griswell Senior Center for meals, classes, and tons of activities. Conveniently close to I-75, major roadways, shopping, restaurants, and the Lake Spivey area. Priced to sell, this home offers the ideal blend of comfort, convenience, community and low-maintenance living. Additional perks: $150/mo HOA includes Pool, clubhouse, lawn maintenance, trash pickup and more! Brand New Refrigerator, Tankless Water heater, Electric Stovetop with the ability to change to gas, Complete heat pump and Cooling system still under warranty, Inground Sprinkler System, Great neighbors!! **Like new Two-person infrared sauna available at an additional cost. Don't miss out!!! **Buyer to verify square footage.
Source: FMLS #7561587
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7561587
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.