8501 Foxtail Loop, Pensacola, FL 32526
4 beds · 5 baths · 4,143 sqft
Get a free consultation call with an expert in the mortgage assumption process.
A Home That Checks Every Box—Luxury, Location, and Lifestyle. Welcome to a rare blend of sophistication, space, and serenity in the highly sought-after gated community of Nature Trail. This 4 bedrooms and 4.5-bath home with a sprawling 35x15 bonus room, nestled in the prestigious, gated community of Nature Trail. Conveniently located just minutes from Navy Federal, I-10, downtown Pensacola, and the sugar-white beaches, this residence offers the perfect blend of privacy, sophistication, and everyday ease. Step inside to a grand 28x20 living room with coffered ceilings and plantation shutters, setting the tone for luxury. The chef-inspired kitchen impresses with granite countertops, a central island, stainless steel appliances, wraparound breakfast bar, and walk-in pantry—designed for both effortless entertaining and elevated daily living. The primary suite is your private retreat: 24x16 of space with an additional 13x11 sitting area ideal for a reading nook or home office. The spa-like en suite boasts a soaking tub, oversized shower, and an expansive walk-in closet. Upstairs, the massive bonus room with private bath offers flexibility for a game room, home gym, theater, or guest suite. Enjoy Florida’s lifestyle year-round in the heated and cooled Florida room, complete with a built-in grill, fridge, sink, and granite countertops—an entertainer’s dream. The fully fenced backyard has space for a dream pool and includes a new composite deck. Home also features an oversized 3-car garage, PRIVACY FENCE with new Gate and Gutters throughout. Nature Trail offers resort-style amenities including a community pool, clubhouse, fitness center, tennis courts, and miles of walking trails. Schedule your private tour today and experience one of Pensacola’s finest offerings.
Source: PENSACOLA #657586
Source: PENSACOLA #657586
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.