850 Winston Pines Dr, Aberdeen, NC 28315
4 beds · 4 baths · 3,330 sqft
Welcome to this stunning 5-bedroom home, or opt for a 4-bedroom layout with an additional office, offering a perfect blend of functionality and style. The home's incredible floorplan is designed for both comfort and convenience, with a large rec room and ample space for entertaining or relaxing. The open, airy feel is enhanced by the abundance of natural light pouring through large windows, making every room feel bright and welcoming. The second floor features four spacious bedrooms, while the third-floor retreat offers an en suite and an expansive rec room, perfect for any lifestyle. Beautifully detailed throughout, you'll notice elegant crown molding, coffered ceilings, and striking accent walls that add to the charm and sophistication of the space. Nestled in a desirable neighborhood, this home is situated on a large, private lot with a stunning yard and raised flower beds that provide an inviting outdoor oasis. The Carolina room is the ideal spot to enjoy serene views of the backyard, making it a perfect spot for relaxation year-round. Whether hosting family gatherings or enjoying a quiet moment, the flow of this home is simply exceptional. With its exquisite design, thoughtful details, and an abundance of space, this is a home you won't want to miss.
Source: NORTHCAROLINAREGIONAL #100496489
All values shown are estimated costs / mo.
Source: Public records
Source: NORTHCAROLINAREGIONAL #100496489
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.