85 PINE ISLAND CIR, Kissimmee, FL 34743
Charming 3 Bed, 2 Bath Villa on Buenaventura Blvd – Prime Location! Step into modern elegance with this stunning 3-bedroom, 2-bathroom villa located in the highly sought-after heart of Buenaventura Blvd. Perfectly positioned close to premier restaurants, shopping centers, and just a short drive from the airport, this home promises convenience at every turn. Upon entering, you’ll be greeted by a beautifully maintained interior that boasts contemporary finishes and a thoughtful layout that maximizes both space and comfort. The kitchen is a chef's dream, featuring state-of-the-art appliances, sleek cabinetry, and ample counter space. The adjoining living area, with its abundance of natural light, offers the perfect setting for relaxing and entertaining. Each bedroom is generously sized, providing personal retreats for all members of the household. The bathrooms are equally impressive, with modern fixtures and chic designs that ensure everyday luxury. Outdoors, the property offers a peaceful escape with a private patio area that invites serene mornings and relaxing evenings. Located just minutes from the Turnpike, this home not only offers easy access to all local amenities but also provides a quick commute to the broader attractions of the area. With its unbeatable location, modern interiors, and competitive pricing, this villa is a rare find and won’t last long on the market. Seize the opportunity to own your perfect piece of paradise on Buenaventura Blvd. Contact us today for a viewing and see yourself at home here.
You may be able to put down less than the total down payment amount of $134,659 and have the rest of the funds financed with a 2nd mortgage from a lender. 4
Location
Details
How it works
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Tour
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Offer
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Close
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
Who can qualify
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Frequently asked questions
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Will an assumption work for me?
An assumption might be a suitable option for you if you meet the lender’s qualifications. We also offer Roam Boost to help buyers reduce the down payment required to a minimum of 5-15%. See below for more FAQs specific to Roam Boost.
Why do buyers use Roam?
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Roam helps home buyers find and purchase homes with a low-rate assumable mortgage included. Once you find your dream home, Roam manages the process of assuming a low-interest rate mortgage, helping buyers save thousands a year on mortgage payments compared to buying with a traditional mortgage at today’s rates. On average, buyers who use Roam save $15,000 in mortgage payments annually.
MLS ID: #s5103757