85 Pine Island Cir, Kissimmee, FL 34743
3 beds · 2 baths · 1,070 sqft
Charming 3 Bed, 2 Bath Villa on Buenaventura Blvd – Prime Location! Step into modern elegance with this stunning 3-bedroom, 2-bathroom villa located in the highly sought-after heart of Buenaventura Blvd. Perfectly positioned close to premier restaurants, shopping centers, and just a short drive from the airport, this home promises convenience at every turn. Upon entering, you’ll be greeted by a beautifully maintained interior that boasts contemporary finishes and a thoughtful layout that maximizes both space and comfort. The kitchen is a chef's dream, featuring state-of-the-art appliances, sleek cabinetry, and ample counter space. The adjoining living area, with its abundance of natural light, offers the perfect setting for relaxing and entertaining. Each bedroom is generously sized, providing personal retreats for all members of the household. The bathrooms are equally impressive, with modern fixtures and chic designs that ensure everyday luxury. Outdoors, the property offers a peaceful escape with a private patio area that invites serene mornings and relaxing evenings. Located just minutes from the Turnpike, this home not only offers easy access to all local amenities but also provides a quick commute to the broader attractions of the area. With its unbeatable location, modern interiors, and competitive pricing, this villa is a rare find and won’t last long on the market. Seize the opportunity to own your perfect piece of paradise on Buenaventura Blvd. Contact us today for a viewing and see yourself at home here.
Source: STELLAR #s5103757
Source: STELLAR #s5103757
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #s5103757