847 Aurora Way, Oldsmar, FL 34677
3 beds · 3 baths · 1,365 sqft
*No Flooding from Hurricane Helene or Milton* NO damage or issues. Discover the perfect blend of modern convenience and charming elegance in this meticulously maintained 3-bedroom, 2.5-bathroom townhome in the desirable Hayes Park Village community of Oldsmar. Boasting 1,365 square feet of thoughtfully designed living space, this one-owner property, built in 2017, showcases an array of upgrades that elevate the living experience. Step inside and be captivated by the open-concept layout, featuring high ceilings, crown molding, and the kitchen is a chef's dream, featuring beautiful tile backsplash, granite countertops, and upgraded appliances that will delight even the most seasoned home cook. The open living room and dining area provide an exceptional space for entertaining guests, while the upgraded Bluetooth speaker-enabled ceiling fan in the living room can liven any get together. Upstairs, the luxurious master suite offers a tray ceiling and a spacious walk-in closets, while the en-suite bathroom provides the ultimate in relaxation. The two additional bedrooms and a full bath complete the picture of this impeccably designed townhome, while the convenient upstairs laundry closet ensures maximum efficiency. Convenience is at your fingertips with the attached one-car garage equipped with MYQ technology, allowing you to effortlessly access your home. Or, step out onto the charming front porch and savor your morning coffee while taking in the picturesque surroundings. Situated just minutes from several major beaches, as well as the charming towns of Dunedin and Safety Harbor, this quiet, pet-friendly community offers a low-maintenance lifestyle with a low HOA fee. HOA fee covers maintenance of grounds, trash, sewer, water. This townhome truly offers the best of both worlds – the charm and character of a single-family home with the low-maintenance benefits of community living. Priced to sell, this unique home won't last long, so schedule your showing today and make this your new slice of paradise.
Source: STELLAR #u8253926
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #u8253926
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8253926
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.