VA loan
1 of 37
VA loan
$489,900 SIGNIN

Sign in to see required down payment for the 2.625% rate

846 Asturias Rd, Davenport, FL 33837

3 beds · 2 baths · 2,176 sqft

POOL HOME in Del Webb Orlando! This beautifully designed home in the sought-after 55+ community of Del Webb Orlando offers 3 bedrooms, 2 bathrooms, plus a flex space that could easily be a 4th bedroom or home office. From the moment you arrive, you’ll appreciate the thoughtful details, like the screened front entry and the elegant 8’ decorative glass front door. Inside, the layout is both practical and inviting. The flex space at the front of the home, complete with French doors, works perfectly as a home office, guest room, or extra bedroom. Two additional bedrooms and a full bathroom are set off to the side, giving guests their own space. At the heart of the home is a gourmet kitchen designed for both everyday living and entertaining. With granite countertops, an oversized island, a gas cooktop with a stylish range hood, built-in oven, convection microwave, and a raised dishwasher, it’s as functional as it is beautiful. The huge walk-in pantry ensures you’ll never run out of storage. The primary suite is tucked away in the back of the home for privacy and features a spacious walk-in shower with a bench, dual sinks, a linen closet, and a custom walk-in closet. One of the best parts of this home? The outdoor space. Large sliding glass pocket doors open up to a covered lanai, heated saltwater pool with a waterfall feature, a lounging shelf, and an above-ground hot tub—all overlooking a peaceful backyard with no rear neighbors. This home also comes with tons of upgrades, including porcelain wood-look tile floors, a built-in drop zone near the garage, plantation shutters, a whole-house water filtration system, and a newly installed Generac generator for added peace of mind. The exterior features concrete landscape curbing, gutters, a paver driveway, and a freshly painted exterior (2023). Living in Del Webb Orlando means more than just owning a home—it’s about enjoying a lifestyle. Residents have access to the 30,000+ SF Montecito clubhouse, which includes a tavern, indoor walking track, fitness center, pools, spas, billiards, ping pong, craft rooms, and a ballroom for events. Outside, you’ll find pickleball, tennis, bocce, basketball, shuffleboard, a community garden, an outdoor amphitheater, a fire pit, and miles of scenic walking and biking trails. Plus, the White Heron Golf Club is right next door! Located just 4 miles from Posner Park shopping, with easy access to Disney, Universal, medical facilities, airports, and the SunRail station. AdventHealth Hospital is only 3 miles away. Golf cart is negotiable, along with furniture. If you're looking for a home that offers comfort, convenience, and a resort-style community, this is the one. Come see it for yourself!

Estimated
Seller's interest rate
2.625%
7%
Estimated
Monthly payment

$2,301
$3,060
You may also save up to $236,111 in total interest paid.

Learn about how it works

Why Roam


Gap financing to lower your down payment

Unlock down payments as low as 5% – only with Roam

5x the likelihood your offer is accepted

If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close

Close faster and stress-free

We close 2x faster because of our deep experience and lender relationships

Rates and payments are estimates based on public records.

Financials
Seller’s estimated current equity is SIGNIN
To assume this mortgage you must cover the seller’s equity by using your cash or by combining your cash with gap financing.
Estimated $3,060 monthly payment

Financed
SIGNIN
Location
Use two fingers to move the map
Loan details
Loan type
VA
Rate
2.625%
Remaining term
25 yrs and 11 mos
Remaining balance

Source: Public records

Monthly payment

All values shown are estimated costs / mo.

Total
$2,301
Principal & interest
$1,325
Mortgage insurance
-
Property taxes
$182
Home insurance
$444
HOA fees
$347
Utilities
Not included

Source: Public records

Home details
Size
2,176 sqft
Price per sq ft
$238
Lot size
0.13 acres
Year built
2017
Type
Single Family Residence
HOA dues
$347.83

Source: STELLAR #O6290133

Qualify

To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

FHA (Federal Housing Administration) loans

FHA loans require the buyer to assume the mortgage as a primary residence.

VA (Veteran's Affairs) loans

You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.

Investors

You may be able to assume a VA mortgage as an investor without it being your primary residence.

Resources
Frequently asked questions

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

View all FAQs
Last updated: Apr 17, 2025 07:19 am
Listing agent: Matt Anderson (689) 407-8281
Listing provided courtesy of: EXP REALTY LLC (888) 883-8509
Details provided by STELLAR and may not match the public record.
MLS ID: #O6290133
Listings courtesy of Stellar MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Listing information is provided for consumers? personal, non-commercial use, solely to identify prospective properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Information deemed reliable but not guaranteed. Copyright © 2025 MLS GRID. All Rights Reserved.
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