845 Nevis Way, Mcdonough, GA 30253
4 beds · 3 baths · 2,540 sqft
This stunning two-story brick-front home truly shines like a model home! From the moment you step inside, the thoughtful and spacious floor plan impresses. The formal living area offers a welcoming entry, while the expansive formal dining room features an elegant coffered ceiling, perfect for hosting. The large family room is the heart of the home, centered around a striking stone fireplace, making it the ideal place to relax or entertain. The chef’s kitchen is a dream with tons of storage, stainless steel appliances, and sleek granite countertops. The open flow from the kitchen to the breakfast area and family room creates a seamless connection for everyday living or hosting guests. Upstairs, the primary bedroom is truly enormous, offering plenty of space for rest and relaxation. The adjoining primary bath is a luxurious retreat with a beautifully tiled shower, a deep soaking tub, and a large walk-in closet to store everything you need. Each of the additional bedrooms is also spacious and bathed in natural light, providing a comfortable and inviting atmosphere. The laundry room is more than just functional, offering extra storage space for your convenience. Step outside to the private, fenced backyard—an oasis where you can unwind. Whether you choose to relax on the screened porch or fire up the grill on the patio, you’ll have plenty of room to enjoy the outdoors. With all these exceptional features, this home is ready and waiting to become your sanctuary. Don’t miss your chance to make it yours! Lease purchase is an option!
Source: FMLS #7509870
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: FMLS #7509870
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
