845 Goodwin Ave, Port Neches, TX 77651
3 beds · 2 baths · 1,476 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Lovely 3 bedroom 2 bath brick home sitting in a very sought after area in Port Neches on a half acre! There is so much charm in thishouse and plenty of room for activities and spending time with family. The open floorplan merges the living room, dining area, andkitchen as you walk in creating a very large space for gathering. The brick fireplace is a cozy centerpiece to the living room and there arefrench doors letting in natural light which lead to the relaxing porch. The kitchen has plenty of counter space and cabinets with an islandas well. Two of the three bedrooms are very spacious with the other being standard size. The master bathroom has a shower and leadsto the laundry area in the garage. The 3 car garage has room for parking and storage and there is a very long driveway. Outside theback yard is huge and has plenty of shade from the trees. There are beautiful homes behind the home and none to either side giving aprivate feel. Close to all amenities! Come see it today!
Source: HAR #53243130
Source: HAR #53243130
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.