8449 SW 62nd Ct, Ocala, FL 34476
2 beds · 2 baths · 1,540 sqft
This captivating renovated Marion Landings 2-bedroom, 2-bathroom residence boasts an immaculate modern living space, offering exceptional value for the price. It’s by far the best-priced home in the area, delivering premium features without the premium cost! Step inside and be greeted by new flooring throughout all living areas, complemented by fresh paint throughout and all-new lighting fixtures and fans. The updated kitchen features sleek, stainless steel appliances, making meal prep a joy. Just off the kitchen, there’s a bonus room as well as a Florida room that offers a peaceful retreat, fully screened for year-round enjoyment. Additionally, the outdoor space is ideal for entertaining, with a back patio grilling area surrounded by freshly manicured landscaping. In addition to the home’s incredible features, the community itself offers outstanding amenities. Enjoy access to a resort-style pool, perfect for relaxing or spending time with family and friends. The recreation center provides spaces for socializing and fitness activities, and for those who love staying active, the community also boasts shuffleboard, pickleball, and basketball courts—all ideal for friendly competition and outdoor fun. With its stunning renovations, unbeatable price, and access to top-tier amenities, this home won’t last long. Schedule your showing today and discover why this is the best deal in the neighborhood! NO DAMAGE THROUGH STORM! Ready to go for new owner!
Source: STELLAR #tb8308647
Interest rate and monthly payment estimated based on public records.
Source: STELLAR #tb8308647
Source: Public records
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #tb8308647
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.