8448 Bardmoor Pl, Seminole, FL 33777
4 beds · 4 baths · 3,185 sqft
Short Sale. NO FLOOD INSURANCE REQUIRED!! Welcome to this 4-bedroom and 3.5-bathroom Pool Home situated on over a 1/3 of an acre lot in the highly desirable Golf and Tennis Community of Bardmoor Country Club. Step inside to discover an open layout, with a stately living room that features vaulted ceilings and an impressive stone fireplace and hearth that spans the entire front wall. The dining room is complete with a built-in wine fridge and bar that is just perfect for entertaining. From there you will find your chef's kitchen with stainless steel appliances, quartz countertops, ample cabinet space and large hall pantry. Find serenity in the main bedroom with a European Style walk-in shower and free-standing deep soaking tub that creates a spa like experience. The second floor offers three more bedrooms as well as an extra room that can be used as an office or flex space. Venture outdoors to your own private oasis where the pristine pool and sprawling lanai create an inviting space that is ideal for summer cookouts and festive gatherings. The backyard isn't only massive but it is also maintenance free with premium turf. There is a 2-car garage and a full house generator that is rarely needed with all community utilities being underground. With just a little fine tuning this updated gem could be your dream home! Centrally located, just minutes to the World-Famous Gulf Beaches with an array of dining, shopping and more to explore, this home offers the perfect blend of Florida Living and modern convenience.
Source: STELLAR #u8244241
Source: STELLAR #u8244241
Assuming a mortgage can seem complex and unfamiliar. We simplify the process by providing white-glove support and expertise at every step.
Whether you have an agent or you’re just starting your search, reach out to us and we’ll help set up a home tour.
Roam works with you, your agent, and the listing agent to prepare a mortgage assumption agreement and finalize all details.
Roam coordinates all parts of the transaction and keeps all parties up to date to provide a seamless 45-day close.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
What is Roam?
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
What is an assumable mortgage?
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
Why is an assumable mortgage valuable?
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
How can you find assumable mortgage listings?
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Get Notified” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
How do I qualify for an assumable mortgage?
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
MLS ID: #u8244241
Roam is committed to and abides by the Fair Housing Act of Equal Opportunity Act.